What is the most common complaint against Massachusetts Educational Financing Authority?

The most common issue consumers report about Massachusetts Educational Financing Authority is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 5 complaints filed with the CFPB.

What is Massachusetts Educational Financing Authority's reputation grade?

Massachusetts Educational Financing Authority has a reputation grade of A (score: 80.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Massachusetts Educational Financing Authority respond to consumer complaints?

Massachusetts Educational Financing Authority has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Massachusetts Educational Financing Authority operate?

Massachusetts Educational Financing Authority has received CFPB complaints from consumers in 2 states, with the most complaints from Massachusetts (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Massachusetts Educational Financing Authority - Debt Collector Complaint Profile

Q: Are complaints against Massachusetts Educational Financing Authority increasing or decreasing?

Complaints against Massachusetts Educational Financing Authority are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

3
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record massachusetts-educational-financing-authority Massachusetts Educational Financing Authority

Grade A · 5 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3178 · compose #720

VOL 5
GRADE A
12MO 3
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #3,178
COMPOSE #720

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Massachusetts Educational Financing Authority's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Massachusetts Educational Financing Authority's CFPB filings land in Massachusetts

High volume does not equal a clean composite: Massachusetts Educational Financing Authority is volume #3,178 but composite #720, while Massachusetts dominates the geography. Corpus placement method.

Dominant state: Massachusetts 80.0%; 4 of 5 filings · 2 states touched
Spike month: 2025-04 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,178 volume; #720 composite; Cleanest-composite ladder is 2,458 places better than volume

How does Massachusetts Educational Financing Authority compare to its peers?

How does Massachusetts Educational Financing Authority compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Massachusetts Educatio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-04 2025-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	3
Communication tactics	2

Where do complaints against Massachusetts Educational Financing Authority come from?

Massachusetts Educational Financing Authority's own per-state count, not a national baseline.

Massachusetts

4
California

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Massachusetts Educational Financing Authority: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Massachusetts Educational Financing Authority: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.