State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 34

Sorted by most complaints

Thomas George Associates, Ltd.

D
2 total complaints → stable

Thomas, King & Associates

C
2 total complaints ↓ falling

Titanium Funds

C
2 total complaints → stable

Touchstone Partners, Inc.

B
2 total complaints ↓ falling

Trademark Management Solutions, LLC.

C
2 total complaints ↓ falling

TransferWise Ltd

B
2 total complaints ↓ falling

Triple AC Resolutions

F
2 total complaints ↓ falling

United Guaranty Corporation

D
2 total complaints ↓ falling

Uber Technologies Inc.

F
2 total complaints ↓ falling

United Credit and Collections Inc.

C
2 total complaints → stable

United Debt Counselors, LLC

B
2 total complaints ↓ falling

United Group Inc.

B
2 total complaints → stable

Universal Finance, Inc.

A
2 total complaints ↓ falling

Universal Technical Institute

D
2 total complaints ↓ falling

W.J. Bradley Mortgage Capital

F
2 total complaints ↓ falling

Western Alliance Bancorporation

A
2 total complaints → stable

Western Control Services, Inc.

C
2 total complaints ↓ falling

Weinman Acquisition Group

F
2 total complaints ↓ falling

Westwood Legal

F
2 total complaints ↓ falling

Whipple Law, P.A.

B
2 total complaints ↓ falling

Xoom Corporation

A
2 total complaints ↓ falling

ZINC Financial, Inc.,

F
2 total complaints ↑ rising

iQuantified Management Services, LLC

C
2 total complaints → stable

1st Franklin Financial Corporation

D
1 total complaints ↑ rising

208 Capital Holdings LLC

F
1 total complaints ↑ rising

21st Mortgage Corp.

C
1 total complaints ↑ rising

3G+1, Inc. dba California Auto Finance

A
1 total complaints ↓ falling

60 Month Loans, Inc.

A
1 total complaints ↑ rising

77 Elite

A
1 total complaints ↓ falling

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC

F
1 total complaints ↓ falling

AC AutoPay LLC, Denver, CO Branch

D
1 total complaints ↓ falling

Accelerated Collection Service, Inc

F
1 total complaints ↓ falling

Alchro Inc.

F
1 total complaints → stable

ALG

C
1 total complaints ↓ falling

Alpat Company Inc

B
1 total complaints ↓ falling

Alpha Midco Inc

F
1 total complaints ↓ falling

American Financial Management, Inc.

D
1 total complaints ↑ rising

American Internet Mortgage

C
1 total complaints ↓ falling

Americash

F
1 total complaints ↓ falling

AR Resources, Inc. (FL)

C
1 total complaints ↓ falling

AR Solutions Inc

B
1 total complaints ↓ falling

ARC Services

D
1 total complaints ↓ falling

Atkb Portfolio Management, LLC

A
1 total complaints ↓ falling

ATL Ohio, Inc.

1 total complaints ↑ rising

Above Lending, Inc.

B
1 total complaints ↑ rising

Abrahamsen Gindin LLC

D
1 total complaints ↑ rising

Absolute Recovery Services, LLC

D
1 total complaints ↑ rising

Accelerated Portfolio, Inc.

D
1 total complaints ↑ rising

Acceptance Rentals, Inc.

B
1 total complaints ↓ falling

Accessity

A
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.