State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 44

Sorted by most complaints

Lawson Hamilton & Associates

C
1 total complaints ↑ rising

Lead Finance DBA HyperSpeed Loans

B
1 total complaints ↑ rising

Legacy Credits

1 total complaints ↑ rising

Legal Prevention Services, LLC.

B
1 total complaints ↓ falling

Leib Solutions, LLC

B
1 total complaints ↑ rising

Lend Smart Mortgage, LLC

F
1 total complaints ↑ rising

Lendtable Inc.

A
1 total complaints ↓ falling

Lengenuity LLC

F
1 total complaints ↓ falling

Lenmo Inc

F
1 total complaints ↓ falling

Lexington Consumer Advocacy, LLC

F
1 total complaints ↓ falling

Liberty Career Finance, LLC

B
1 total complaints ↑ rising

Lien Receivables LLC

D
1 total complaints ↑ rising

Life Line Billing Systems, LLC

C
1 total complaints → stable

Linden Research, Inc.

F
1 total complaints ↑ rising

Link Revenue Resources, LLC

D
1 total complaints ↓ falling

Lloyd & McDaniel, PLC

D
1 total complaints ↑ rising

Loan Velocity, Inc.

1 total complaints ↑ rising

LoanHero, Inc

F
1 total complaints ↓ falling

Location Services Holdings, LLC

D
1 total complaints ↑ rising

Loqbox US Inc

F
1 total complaints ↑ rising

Louisiana Bureau of Credit Control Inc.

D
1 total complaints ↓ falling

Lyon Collection Services, Inc

B
1 total complaints ↑ rising

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

MB Financial, Inc.

A
1 total complaints ↓ falling

MEDCAH, Inc.

D
1 total complaints ↓ falling

Morgan Stanley & Co. LLC

B
1 total complaints ↓ falling

Mortgage Solutions of Colorado

B
1 total complaints ↓ falling

MSW Capital, LLC

C
1 total complaints ↓ falling

MTAG Services, LLC

B
1 total complaints ↑ rising

MTGLQ Investors, L.P.

F
1 total complaints ↓ falling

MWS Financial Services LLC

F
1 total complaints ↑ rising

Main Line Recovery Solutions, Inc.

D
1 total complaints ↑ rising

Main Resolution Group

D
1 total complaints ↓ falling

Main Street Holdings, Inc.

B
1 total complaints ↑ rising

Makes Cents, Inc. dba Advance.Cash

B
1 total complaints ↑ rising

Mar Joe Enterprises

C
1 total complaints ↓ falling

Mary Jane M. Elliott, P.C. Attorneys At Law

D
1 total complaints ↓ falling

Master Finance Corporation

F
1 total complaints ↓ falling

Maximum Title Loans, LLC

A
1 total complaints ↓ falling

McCalla Raymer Leibert Pierce, LLC

F
1 total complaints ↓ falling

McCullough Payne & Haan, LLC

D
1 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
1 total complaints ↓ falling

Meade Recovery Services, LLC

D
1 total complaints → stable

Medical Debt Management

D
1 total complaints ↓ falling

Medical Debt Recovery, Inc.

F
1 total complaints → stable

Medical Recovery Services, LLC

F
1 total complaints → stable

Mel S. Harris and Associates, LLC

C
1 total complaints ↓ falling

Mendelson Law Firm

C
1 total complaints ↓ falling

Mercari, Inc.

B
1 total complaints ↑ rising

Merchants Credit Bureau, Inc.

D
1 total complaints → stable

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.