State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 43

Sorted by most complaints

Innovis

B
1 total complaints ↓ falling

Insight Financial, LLC

C
1 total complaints ↓ falling

Inter-America Finance Corp.

A
1 total complaints ↑ rising

Internal Check Systems, LLC

F
1 total complaints ↓ falling

International Collection Corporation

C
1 total complaints ↓ falling

International Debt Buying Consultants, LLC

D
1 total complaints ↑ rising

Investigation & Recovery Assoc. LLC

D
1 total complaints ↓ falling

Ivy Street Development Corp.

D
1 total complaints ↓ falling

J&L Collection Services

B
1 total complaints ↓ falling

JAN (LendUSA) Holdings, Inc.

F
1 total complaints ↑ rising

JRG Funding LLC

A
1 total complaints ↑ rising

James E. Albertelli, P.A., a Florida professional association

B
1 total complaints ↓ falling

Jet Lending Inc.

F
1 total complaints ↑ rising

Jomax, LLC

F
1 total complaints ↓ falling

K a P S & Co (USA) LLC

C
1 total complaints ↓ falling

KBHS Home Loans, LLC

A
1 total complaints ↓ falling

KCB Credit LLC

1 total complaints ↑ rising

Kings Credit Services

C
1 total complaints ↓ falling

Kashia Services

D
1 total complaints ↓ falling

Kauntey Mediation Services LLC

D
1 total complaints ↓ falling

Kenneth, Eisen & Associates, LTD.

C
1 total complaints ↓ falling

Key Debt Recovery, Inc.

B
1 total complaints ↑ rising

Key, Greer, Harrison & Casey

A
1 total complaints ↓ falling

KeyBridge Medical Revenue Management

D
1 total complaints ↓ falling

Keystone Credit Collections Inc.

F
1 total complaints ↓ falling

Kingston Mediation Services

C
1 total complaints ↓ falling

Kohner, Mann & Kailas, S.C.

A
1 total complaints ↓ falling

Kora Financial

D
1 total complaints ↑ rising

Kovach Law Firm, PLLC

A
1 total complaints ↓ falling

Kovitz Shifrin Nesbit, A Professional Corporation

F
1 total complaints ↑ rising

Kwikcash, Inc.

A
1 total complaints ↓ falling

L.B.Gray LLC A Debt Collection Agency

B
1 total complaints ↑ rising

Lakeview Loan Servicing, LLC

F
1 total complaints ↓ falling

LCI Acquisition Inc.

B
1 total complaints ↑ rising

Loan to Learn

B
1 total complaints ↓ falling

LPI, Inc.

B
1 total complaints ↑ rising

Lafayette, Ayers & Whitlock, PLC

B
1 total complaints ↑ rising

Lakeland West Capital LLC

C
1 total complaints ↓ falling

Lakeside Receivables LLC

D
1 total complaints → stable

Landmark Strategy Group, LLC

D
1 total complaints ↑ rising

Law Office of Alisa Richman

A
1 total complaints ↓ falling

Law Office of Henry L. Robertson PLLC

A
1 total complaints ↓ falling

Law Office of Monica Guilarte LLC

B
1 total complaints ↑ rising

Law Office of R. Gary Shapley

A
1 total complaints ↓ falling

Law Office of Stephen P. Lamb

B
1 total complaints ↓ falling

Law Offices Howard Lee Schiff, P.C.

C
1 total complaints ↓ falling

Law Offices of Donald R Conrad P.C.

D
1 total complaints ↓ falling

Law Offices of Goldsmith & Hull A.P.C.

C
1 total complaints ↓ falling

Law Offices of Michael Lupolover

D
1 total complaints ↑ rising

Law Offices of Ross Gelfand, LLC

C
1 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.