What is the most common complaint against Main Street Holdings, Inc.?

The most common issue consumers report about Main Street Holdings, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 19 complaints filed with the CFPB.

Are complaints against Main Street Holdings, Inc. increasing or decreasing?

Complaints against Main Street Holdings, Inc. are rising. The company received 17 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Main Street Holdings, Inc.'s reputation grade?

Main Street Holdings, Inc. has a reputation grade of B (score: 71.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Main Street Holdings, Inc. respond to consumer complaints?

Main Street Holdings, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Main Street Holdings, Inc. operate?

Main Street Holdings, Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from South Carolina (17 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Main Street Holdings, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

17
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record main-street-holdings-inc Main Street Holdings, Inc.

Grade B · 19 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1942 · compose #1198

VOL 19
GRADE B
12MO 17
STATES 3
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,942
COMPOSE #1,198

Volume peers

Nearest volume peer: Account Liquidation Services Inc. (19 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Main Street Holdings, Inc.'s 19 CFPB complaints sit next to Account Liquidation Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

89.5% of Main Street Holdings, Inc.'s CFPB filings land in South Carolina

High volume does not equal a clean composite: Main Street Holdings, Inc. is volume #1,942 but composite #1,198, while South Carolina dominates the geography. Corpus placement method.

Dominant state: South Carolina 89.5%; 17 of 19 filings · 3 states touched
Seasonal peak: 2015-05 10.3%; 8–15% band · 3 filings
Divergent corpus ranks: #1,942 volume; #1,198 composite; Cleanest-composite ladder is 744 places better than volume

How does Main Street Holdings, Inc. compare to its peers?

How does Main Street Holdings, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Main Street Holdings, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

37%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	17
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1

Where do complaints against Main Street Holdings, Inc. come from?

Main Street Holdings, Inc.'s own per-state count, not a national baseline.

South Carolina

17
Kentucky

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Main Street Holdings, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 19.

4 peers

Know your rights before responding to Main Street Holdings, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.