What is the most common complaint against Master Finance Corporation?

The most common issue consumers report about Master Finance Corporation is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 2 complaints filed with the CFPB.

Are complaints against Master Finance Corporation increasing or decreasing?

Complaints against Master Finance Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Master Finance Corporation's reputation grade?

Master Finance Corporation has a reputation grade of F (score: 38.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Master Finance Corporation respond to consumer complaints?

Master Finance Corporation has a 0% timely response rate to CFPB complaints.

In how many states does Master Finance Corporation operate?

Master Finance Corporation has received CFPB complaints from consumers in 2 states, with the most complaints from Oklahoma (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Master Finance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record master-finance-corporation Master Finance Corporation

Grade F · 2 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #4195 · compose #4983

VOL 2
GRADE F
12MO 0
STATES 2
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #4,195
COMPOSE #4,983

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Master Finance Corporation's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Master Finance Corporation's CFPB filings land in Oklahoma

High volume does not equal a clean composite: Master Finance Corporation is volume #4,195 but composite #4,983, while Oklahoma dominates the geography. Corpus placement method.

Dominant state: Oklahoma 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-08 100.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,195 volume; #4,983 composite; Cleanest-composite ladder is 788 places worse than volume

How does Master Finance Corporation compare to its peers?

How does Master Finance Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Master Finance Corpora… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-08 2025-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Communication tactics	1

Where do complaints against Master Finance Corporation come from?

Master Finance Corporation's own per-state count, not a national baseline.

Oklahoma

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Master Finance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Master Finance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.