What is the most common complaint against Lenco Finance of Carencro, Inc?

The most common issue consumers report about Lenco Finance of Carencro, Inc is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 4 complaints filed with the CFPB.

Are complaints against Lenco Finance of Carencro, Inc increasing or decreasing?

Complaints against Lenco Finance of Carencro, Inc are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Lenco Finance of Carencro, Inc's reputation grade?

Lenco Finance of Carencro, Inc has a reputation grade of F (score: 43.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lenco Finance of Carencro, Inc respond to consumer complaints?

Lenco Finance of Carencro, Inc has a 25% timely response rate to CFPB complaints.

In how many states does Lenco Finance of Carencro, Inc operate?

Lenco Finance of Carencro, Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Louisiana (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lenco Finance of Carencro, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4

Data updated September 2026

CFPB complaint disposition

CCDB record lenco-finance-of-carencro-inc Lenco Finance of Carencro, Inc

Grade F · 4 CFPB filings · 25% timely · lead issue: Took or threatened to take negative or legal action · vol #3412 · compose #4816

VOL 4
GRADE F
12MO 3
STATES 2
TIMELY 25%
ISSUE Took or threatened to take…
RANK #3,412
COMPOSE #4,816

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lenco Finance of Carencro, Inc's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Lenco Finance of Carencro, Inc's CFPB filings land in Louisiana

High volume does not equal a clean composite: Lenco Finance of Carencro, Inc is volume #3,412 but composite #4,816, while Louisiana dominates the geography. Corpus placement method.

Dominant state: Louisiana 50.0%; 2 of 4 filings · 2 states touched
Spike month: 2022-06 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,412 volume; #4,816 composite; Cleanest-composite ladder is 1,404 places worse than volume

How does Lenco Finance of Carencro, Inc compare to its peers?

How does LENCO FINANCE OF CARENCRO, INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

LENCO FINANCE OF CAREN… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

25%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-06 2022-12

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4

Where do complaints against Lenco Finance of Carencro, Inc come from?

Lenco Finance of Carencro, Inc's own per-state count, not a national baseline.

Louisiana

2
Texas

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lenco Finance of Carencro, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Lenco Finance of Carencro, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.