What is the most common complaint against Keystone Credit Collections Inc.?

The most common issue consumers report about Keystone Credit Collections Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 13 complaints filed with the CFPB.

Are complaints against Keystone Credit Collections Inc. increasing or decreasing?

Complaints against Keystone Credit Collections Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Keystone Credit Collections Inc.'s reputation grade?

Keystone Credit Collections Inc. has a reputation grade of F (score: 34.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Keystone Credit Collections Inc. respond to consumer complaints?

Keystone Credit Collections Inc. has a 15% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Keystone Credit Collections Inc. operate?

Keystone Credit Collections Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from Pennsylvania (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Keystone Credit Collections Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Communication tactics

2
Cont'd attempts collect debt not owed

2
Threatened to contact someone or share information improperly

2
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record keystone-credit-collections-inc Keystone Credit Collections Inc.

Grade F · 13 CFPB filings · 15% timely · lead issue: Attempts to collect debt not owed · vol #2258 · compose #5137

VOL 13
GRADE F
12MO 0
STATES 7
TIMELY 15%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #2,258
COMPOSE #5,137

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Keystone Credit Collections Inc.'s 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

46.2% of Keystone Credit Collections Inc.'s CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Keystone Credit Collections Inc. is volume #2,258 but composite #5,137, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 46.2%; 6 of 13 filings · 7 states touched
Spike month: 2025-11 38.1%; 8 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,258 volume; #5,137 composite; Cleanest-composite ladder is 2,879 places worse than volume

How does Keystone Credit Collections Inc. compare to its peers?

How does Keystone Credit Collections Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Keystone Credit Collec… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

15%

85%

91%

Consumer-dispute ratelower is better

33%

45%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-10 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Communication tactics	2
Cont'd attempts collect debt not owed	2
Threatened to contact someone or share information improperly	2
Disclosure verification of debt	1

Where do complaints against Keystone Credit Collections Inc. come from?

Keystone Credit Collections Inc.'s own per-state count, not a national baseline.

Pennsylvania

6
California

2
Illinois

1
Mississippi

1
Puerto Rico

1
Texas

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Keystone Credit Collections Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Keystone Credit Collections Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.