This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
A+ Loans, Inc. - Debt Collector Complaint Profile
CFPB complaint profile across 3 states, reputation grade B.
Complaints by issue type
What consumers report about A+ Loans, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record a-loans-inc A+ Loans, Inc.
Grade B · 8 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2666 · compose #1829
- VOL 8
- GRADE B
- 12MO 3
- STATES 3
- TIMELY 100%
- ISSUE Attempts to collect debt n…
- RANK #2,666
- COMPOSE #1,829
Volume peers
Nearest volume peer: Access Financial LLC (8 complaints)
A+ Loans, Inc.'s 8 CFPB complaints sit next to Access Financial LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
75.0% of A+ Loans, Inc.'s CFPB filings land in Georgia
High volume does not equal a clean composite: A+ Loans, Inc. is volume #2,666 but composite #1,829, while Georgia dominates the geography. Corpus placement method.
- Dominant state
- Georgia 75.0%
- 6 of 8 filings · 3 states touched
- Spike month
- 2016-06 21.4%
- 3 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #2,666 volume
- #1,829 composite
- Cleanest-composite ladder is 837 places better than volume
How does A+ Loans, Inc. compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 2 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
Where do complaints against A+ Loans, Inc. come from?
A+ Loans, Inc.'s own per-state count, not a national baseline.
Top states by complaints against A+ Loans, Inc.
Across 3 states with at least one filing
- Georgia
Georgia
6 complaints
- South Carolina 1
South Carolina
1 complaints
- Texas 1
Texas
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for A+ Loans, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 8.
Know your rights before responding to A+ Loans, Inc.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |