Total CFPB complaints
35
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 35 complaints
Zakheim Law Group, P.A. — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Zakheim Law Group, P.A.
- Disclosure verification of debt
Disclosure verification of debt
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
5 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
3 complaints
- False statements or representation
False statements or representation
3 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
3 complaints
- Communication tactics 2
Communication tactics
2 complaints
C
Grade C · 59.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Zakheim Law Group, P.A.?
Zakheim Law Group, P.A. has accumulated 35 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 35 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 86% timely-response rate against a 24% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Florida with 26 and Georgia with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.5/100 places Zakheim Law Group, P.A. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
3
Distinct state filings
Timely response rate
86%
Within CFPB SLA window
Consumer disputes
24%
After company response
Reputation grade
C
59.5/100 composite
Response-quality profile
How Zakheim Law Group, P.A. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 85.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 48.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Zakheim Law Group, P.A. compare to its peers?
Zakheim Law Group, P.A… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-03 2024-08
Top Consumer Issues
Disclosure verification of debt7 (%)
Cont'd attempts collect debt not owed3 (%)
Attempts to collect debt not owed5 (%)
False statements or representation3 (%)
Taking/threatening an illegal action3 (%)
Communication tactics2 (%)
Improper contact or sharing of info2 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: Disclosure verification of debt — Not given enough info to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
| Cont'd attempts collect debt not owed | Debt is not mine | 3 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 3 |
| Communication tactics | Called after sent written cease of comm | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Improper contact or sharing of info | Talked to a third party about my debt | 2 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
Where do complaints against Zakheim Law Group, P.A. come from?
The states where consumers have filed the most CFPB complaints against Zakheim Law Group, P.A.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Zakheim Law Group, P.A.
Across 3 states with at least one filing
- Florida
Florida
26 complaints
- Georgia 6
Georgia
6 complaints
- Virginia 3
Virginia
3 complaints
Frequently Asked Questions
What is the most common complaint against Zakheim Law Group, P.A.? ▼
The most common issue consumers report about Zakheim Law Group, P.A. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 35 complaints filed with the CFPB.
Are complaints against Zakheim Law Group, P.A. increasing or decreasing? ▼
Complaints against Zakheim Law Group, P.A. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Zakheim Law Group, P.A.'s reputation grade? ▼
Zakheim Law Group, P.A. has a reputation grade of C (score: 59.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Zakheim Law Group, P.A. respond to consumer complaints? ▼
Zakheim Law Group, P.A. has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.
In how many states does Zakheim Law Group, P.A. operate? ▼
Zakheim Law Group, P.A. has received CFPB complaints from consumers in 3 states, with the most complaints from Florida (26 complaints).
What can I do if Zakheim Law Group, P.A. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Zakheim Law Group, P.A. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |