Total CFPB complaints
18
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 18 complaints
Worth Finance Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Worth Finance Corporation
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
5 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- False statements or representation
False statements or representation
3 complaints
- Communication tactics
Communication tactics
2 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
B
Grade B · 65.7/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Worth Finance Corporation?
Worth Finance Corporation has accumulated 18 total CFPB complaints across 5 states, with 4 filed in the most recent 12 months against 14 historical complaints before that window. The trailing-12-month volume represents 22.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 89% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Texas with 12 and Vermont with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.7/100 places Worth Finance Corporation in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
22.2% of total history
Rising ↑
States active
5
Distinct state filings
Timely response rate
89%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
B
65.7/100 composite
Response-quality profile
How Worth Finance Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 88.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Worth Finance Corporation compare to its peers?
Worth Finance Corporat… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action5 (%)
False statements or representation3 (%)
Communication tactics2 (%)
Cont'd attempts collect debt not owed2 (%)
Attempts to collect debt not owed4 (%)
Written notification about debt1 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 4 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 1 |
Where do complaints against Worth Finance Corporation come from?
The states where consumers have filed the most CFPB complaints against Worth Finance Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Worth Finance Corporation
Across 5 states with at least one filing
- Texas
Texas
12 complaints
- Vermont 1
Vermont
1 complaints
- Florida 1
Florida
1 complaints
- New York 1
New York
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Worth Finance Corporation? ▼
The most common issue consumers report about Worth Finance Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 18 complaints filed with the CFPB.
Are complaints against Worth Finance Corporation increasing or decreasing? ▼
Complaints against Worth Finance Corporation are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Worth Finance Corporation's reputation grade? ▼
Worth Finance Corporation has a reputation grade of B (score: 65.7/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Worth Finance Corporation respond to consumer complaints? ▼
Worth Finance Corporation has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Worth Finance Corporation operate? ▼
Worth Finance Corporation has received CFPB complaints from consumers in 5 states, with the most complaints from Texas (12 complaints).
What can I do if Worth Finance Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Worth Finance Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |