This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 35 complaints

World Recovery Service, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 12 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about World Recovery Service, LLC

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 43.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about World Recovery Service, LLC?

World Recovery Service, LLC has accumulated 35 total CFPB complaints across 12 states, with 0 filed in the most recent 12 months against 35 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 37% timely-response rate against a 22% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 12 states, led by California with 8 and Ohio with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 43.0/100 places World Recovery Service, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

35

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

12

Distinct state filings

Timely response rate

37%

Within CFPB SLA window

Consumer disputes

22%

After company response

Reputation grade

F

43.0/100 composite

Response-quality profile

How World Recovery Service, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 37.1%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 43.8%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 21.4%

Share of US states + territories with at least one filed complaint against this collector.

How does World Recovery Service, LLC compare to its peers?

How does World Recovery Service, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
World Recovery Service… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
37%
100%
91%
Consumer-dispute ratelower is better
22%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-01 2020-08

Top Consumer Issues

Cont'd attempts collect debt not owed17 (%)
Disclosure verification of debt5 (%)
Communication tactics5 (%)
Taking/threatening an illegal action3 (%)
Written notification about debt1 (%)
Improper contact or sharing of info1 (%)

Most common issue: Cont'd attempts collect debt not owed — Debt is not mine

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed Debt is not mine 13
Disclosure verification of debt Not given enough info to verify debt 4
Cont'd attempts collect debt not owed Debt was paid 4
Communication tactics Threatened to take legal action 3
Taking/threatening an illegal action Threatened to sue on too old debt 3
Written notification about debt Didn't receive enough information to verify debt 1
Improper contact or sharing of info Contacted employer after asked not to 1
Disclosure verification of debt Right to dispute notice not received 1
Communication tactics Used obscene/profane/abusive language 1
Communication tactics Frequent or repeated calls 1

Where do complaints against World Recovery Service, LLC come from?

The states where consumers have filed the most CFPB complaints against World Recovery Service, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against World Recovery Service, LLC

Across 12 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against World Recovery Service, LLC?

The most common issue consumers report about World Recovery Service, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 35 complaints filed with the CFPB.

Are complaints against World Recovery Service, LLC increasing or decreasing?

Complaints against World Recovery Service, LLC have been stable. The company received 0 complaints in the last 12 months.

What is World Recovery Service, LLC's reputation grade?

World Recovery Service, LLC has a reputation grade of F (score: 43.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does World Recovery Service, LLC respond to consumer complaints?

World Recovery Service, LLC has a 37% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does World Recovery Service, LLC operate?

World Recovery Service, LLC has received CFPB complaints from consumers in 12 states, with the most complaints from California (8 complaints).

What can I do if World Recovery Service, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If World Recovery Service, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial