This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 148 complaints

Winn LAW Group, APC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Complaints by issue type

What consumers report about Winn LAW Group, APC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.4/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Winn LAW Group, APC ranks ahead of 44% of the 5,283 collectors PlainCollector grades - 56% keep a cleaner CFPB record, on 148 all-time complaints and a 97% timely-response rate.

44th pct
reputation rank of 5,283 graded collectors
148
CFPB complaints, all-time
97%
answered inside the CFPB window
1
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Winn LAW Group, APC?

Winn LAW Group, APC has accumulated 148 total CFPB complaints across 5 states, with 1 filed in the most recent 12 months against 147 historical complaints before that window. The trailing-12-month volume represents 0.7% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit". The company posts a 97% timely-response rate against a 13% consumer-dispute-after-response rate.

Complaints have been recorded across 5 states, led by California with 141 and Texas with 2. Normalized against the full CFPB collector database, the reputation score of 60.4/100 places Winn LAW Group, APC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

148

mid-volume (CCDB)

Last 12 months

1

0.7% of all-time complaints

Falling ↓

States active

5

regional footprint

Timely response rate

97%

excellent band

Consumer disputes

13%

average (vertical avg ~19%)

Reputation grade

C

60.4/100 composite

How does Winn LAW Group, APC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 44th percentile higher than 44% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Winn LAW Group, APC versus the debt-collection vertical average.

Timely response within SLA 96.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 12.8%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 8.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Winn LAW Group, APC compare to its peers?

How does WINN LAW GROUP, APC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
WINN LAW GROUP, APC National average
Complaints (last 12 mo)lower is better
1
27
268
Timely-response ratehigher is better
97%
100%
91%
Consumer-dispute ratelower is better
13%
29%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-02 2018-06

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 38
Attempts to collect debt not owed - 33
False statements or representation - 20
Taking/threatening an illegal action - 20
Written notification about debt - 10
Disclosure verification of debt - 10
Cont'd attempts collect debt not owed - 7
Communication tactics - 6
Threatened to contact someone or share information improperly - 2
Improper contact or sharing of info - 2

Where do complaints against Winn LAW Group, APC come from?

Winn LAW Group, APC's own per-state count, not a national baseline.

Top states by complaints against Winn LAW Group, APC

Across 5 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Winn LAW Group, APC contacts you

A grade of C signals how Winn LAW Group, APC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Winn LAW Group, APC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Winn LAW Group, APC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Winn LAW Group, APC? ▼

The most common issue consumers report about Winn LAW Group, APC is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 148 complaints filed with the CFPB.

Are complaints against Winn LAW Group, APC increasing or decreasing? ▼

Complaints against Winn LAW Group, APC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Winn LAW Group, APC's reputation grade? ▼

Winn LAW Group, APC has a reputation grade of C (score: 60.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Winn LAW Group, APC respond to consumer complaints? ▼

Winn LAW Group, APC has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Winn LAW Group, APC operate? ▼

Winn LAW Group, APC has received CFPB complaints from consumers in 5 states, with the most complaints from California (141 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.