Total CFPB complaints
148
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 148 complaints
WINN LAW GROUP, APC — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about WINN LAW GROUP, APC
- Attempts to collect debt not owed
Attempts to collect debt not owed
32 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
29 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
18 complaints
- False statements or representation
False statements or representation
16 complaints
- Disclosure verification of debt 8
Disclosure verification of debt
8 complaints
- Written notification about debt 6
Written notification about debt
6 complaints
C
Grade C · 60.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about WINN LAW GROUP, APC?
WINN LAW GROUP, APC has accumulated 148 total CFPB complaints across 5 states, with 1 filed in the most recent 12 months against 147 historical complaints before that window. The trailing-12-month volume represents 0.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 97% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by California with 141 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.4/100 places WINN LAW GROUP, APC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
0.7% of total history
Rising ↑
States active
5
Distinct state filings
Timely response rate
97%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
C
60.4/100 composite
Response-quality profile
How WINN LAW GROUP, APC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does WINN LAW GROUP, APC compare to its peers?
WINN LAW GROUP, APC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-01 2025-10
Top Consumer Issues
Took or threatened to take negative or legal action29 (%)
False statements or representation16 (%)
Attempts to collect debt not owed32 (%)
Taking/threatening an illegal action18 (%)
Disclosure verification of debt8 (%)
Written notification about debt6 (%)
Most common issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 19 |
| False statements or representation | Attempted to collect wrong amount | 16 |
| Attempts to collect debt not owed | Debt was result of identity theft | 14 |
| Attempts to collect debt not owed | Debt is not yours | 12 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 11 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 8 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 7 |
| Written notification about debt | Didn't receive enough information to verify debt | 6 |
| Attempts to collect debt not owed | Debt was paid | 6 |
Where do complaints against WINN LAW GROUP, APC come from?
The states where consumers have filed the most CFPB complaints against WINN LAW GROUP, APC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against WINN LAW GROUP, APC
Across 5 states with at least one filing
- California
California
141 complaints
- Texas 2
Texas
2 complaints
- Delaware 1
Delaware
1 complaints
- Oklahoma 1
Oklahoma
1 complaints
- New York 1
New York
1 complaints
Frequently Asked Questions
What is the most common complaint against WINN LAW GROUP, APC? ▼
The most common issue consumers report about WINN LAW GROUP, APC is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 148 complaints filed with the CFPB.
Are complaints against WINN LAW GROUP, APC increasing or decreasing? ▼
Complaints against WINN LAW GROUP, APC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is WINN LAW GROUP, APC's reputation grade? ▼
WINN LAW GROUP, APC has a reputation grade of C (score: 60.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does WINN LAW GROUP, APC respond to consumer complaints? ▼
WINN LAW GROUP, APC has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does WINN LAW GROUP, APC operate? ▼
WINN LAW GROUP, APC has received CFPB complaints from consumers in 5 states, with the most complaints from California (141 complaints).
What can I do if WINN LAW GROUP, APC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If WINN LAW GROUP, APC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |