Total CFPB complaints
242
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 242 complaints
Wilber and Associates, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 39 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Wilber and Associates, P.C.
- Attempts to collect debt not owed
Attempts to collect debt not owed
46 complaints
- Communication tactics
Communication tactics
24 complaints
- False statements or representation
False statements or representation
23 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
21 complaints
- Written notification about debt 18
Written notification about debt
18 complaints
- Took or threatened to take negative or legal action 18
Took or threatened to take negative or legal action
18 complaints
D
Grade D · 58.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Wilber and Associates, P.C.?
Wilber and Associates, P.C. has accumulated 242 total CFPB complaints across 39 states, with 58 filed in the most recent 12 months against 184 historical complaints before that window. The trailing-12-month volume represents 24.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 19% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 39 states, led by California with 40 and Texas with 23, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.5/100 places Wilber and Associates, P.C. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
58
24.0% of total history
Rising ↑
States active
39
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
19%
After company response
Reputation grade
D
58.5/100 composite
Response-quality profile
How Wilber and Associates, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 38.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 69.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Wilber and Associates, P.C. compare to its peers?
Wilber and Associates,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-02 2026-03
Top Consumer Issues
Attempts to collect debt not owed46 (%)
Cont'd attempts collect debt not owed21 (%)
Written notification about debt18 (%)
Communication tactics24 (%)
False statements or representation23 (%)
Took or threatened to take negative or legal action18 (%)
Disclosure verification of debt10 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 46 |
| Cont'd attempts collect debt not owed | Debt is not mine | 21 |
| Written notification about debt | Didn't receive enough information to verify debt | 18 |
| Communication tactics | Frequent or repeated calls | 15 |
| False statements or representation | Attempted to collect wrong amount | 15 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 10 |
| Communication tactics | Used obscene, profane, or other abusive language | 9 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 8 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 8 |
Where do complaints against Wilber and Associates, P.C. come from?
The states where consumers have filed the most CFPB complaints against Wilber and Associates, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Wilber and Associates, P.C.
Across 39 states with at least one filing
- California
California
40 complaints
- Texas
Texas
23 complaints
- Florida
Florida
18 complaints
- Illinois
Illinois
18 complaints
- Ohio 11
Ohio
11 complaints
- Georgia 9
Georgia
9 complaints
- Colorado 9
Colorado
9 complaints
- Tennessee 9
Tennessee
9 complaints
Frequently Asked Questions
What is the most common complaint against Wilber and Associates, P.C.? ▼
The most common issue consumers report about Wilber and Associates, P.C. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 242 complaints filed with the CFPB.
Are complaints against Wilber and Associates, P.C. increasing or decreasing? ▼
Complaints against Wilber and Associates, P.C. are rising. The company received 58 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Wilber and Associates, P.C.'s reputation grade? ▼
Wilber and Associates, P.C. has a reputation grade of D (score: 58.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Wilber and Associates, P.C. respond to consumer complaints? ▼
Wilber and Associates, P.C. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.
In how many states does Wilber and Associates, P.C. operate? ▼
Wilber and Associates, P.C. has received CFPB complaints from consumers in 39 states, with the most complaints from California (40 complaints).
What can I do if Wilber and Associates, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Wilber and Associates, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |