Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
Wharthog Ventures LLC dba Loans Not Sharks — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Wharthog Ventures LLC dba Loans Not Sharks
- Communication tactics
Communication tactics
1 complaints
- Written notification about debt
Written notification about debt
1 complaints
- False statements or representation
False statements or representation
1 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
1 complaints
F
Grade F · 45.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Wharthog Ventures LLC dba Loans Not Sharks?
Wharthog Ventures LLC dba Loans Not Sharks has accumulated 4 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 25% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Missouri with 3 and Utah with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 45.6/100 places Wharthog Ventures LLC dba Loans Not Sharks in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
2
Distinct state filings
Timely response rate
25%
Within CFPB SLA window
Reputation grade
F
45.6/100 composite
Response-quality profile
How Wharthog Ventures LLC dba Loans Not Sharks performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 25.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Wharthog Ventures LLC dba Loans Not Sharks compare to its peers?
Wharthog Ventures LLC … National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-06 2019-05
Top Consumer Issues
Communication tactics1 (%)
Written notification about debt1 (%)
False statements or representation1 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
Where do complaints against Wharthog Ventures LLC dba Loans Not Sharks come from?
The states where consumers have filed the most CFPB complaints against Wharthog Ventures LLC dba Loans Not Sharks. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Wharthog Ventures LLC dba Loans Not Sharks
Across 2 states with at least one filing
- Missouri
Missouri
3 complaints
- Utah 1
Utah
1 complaints
Frequently Asked Questions
What is the most common complaint against Wharthog Ventures LLC dba Loans Not Sharks? ▼
The most common issue consumers report about Wharthog Ventures LLC dba Loans Not Sharks is "Communication tactics", specifically "Frequent or repeated calls". This is based on 4 complaints filed with the CFPB.
Are complaints against Wharthog Ventures LLC dba Loans Not Sharks increasing or decreasing? ▼
Complaints against Wharthog Ventures LLC dba Loans Not Sharks have been stable. The company received 0 complaints in the last 12 months.
What is Wharthog Ventures LLC dba Loans Not Sharks's reputation grade? ▼
Wharthog Ventures LLC dba Loans Not Sharks has a reputation grade of F (score: 45.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Wharthog Ventures LLC dba Loans Not Sharks respond to consumer complaints? ▼
Wharthog Ventures LLC dba Loans Not Sharks has a 25% timely response rate to CFPB complaints.
In how many states does Wharthog Ventures LLC dba Loans Not Sharks operate? ▼
Wharthog Ventures LLC dba Loans Not Sharks has received CFPB complaints from consumers in 2 states, with the most complaints from Missouri (3 complaints).
What can I do if Wharthog Ventures LLC dba Loans Not Sharks is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Wharthog Ventures LLC dba Loans Not Sharks violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |