This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 14 complaints

Wakpamni Lake Community Corporation — Debt Collector Complaint Profile

CFPB complaint profile across 9 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Wakpamni Lake Community Corporation

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 54.3/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Wakpamni Lake Community Corporation?

Wakpamni Lake Community Corporation has accumulated 14 total CFPB complaints across 9 states, with 0 filed in the most recent 12 months against 14 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Impersonated attorney, law enforcement, or government official", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 17% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 9 states, led by Florida with 4 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.3/100 places Wakpamni Lake Community Corporation in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

14

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

9

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Consumer disputes

17%

After company response

Reputation grade

D

54.3/100 composite

Response-quality profile

How Wakpamni Lake Community Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 33.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 16.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Wakpamni Lake Community Corporation compare to its peers?

How does Wakpamni Lake Community Corporation compare? Versus a peer and the national average across 60+ high-volume collectors
Wakpamni Lake Communit… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
17%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2014-02 2021-06

Top Consumer Issues

False statements or representation4 (%)
Disclosure verification of debt1 (%)
Communication tactics2 (%)
Written notification about debt1 (%)
Improper contact or sharing of info1 (%)
Attempts to collect debt not owed1 (%)
Took or threatened to take negative or legal action1 (%)

Most common issue: False statements or representation — Impersonated attorney, law enforcement, or government official

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Impersonated attorney, law enforcement, or government official 2
Disclosure verification of debt Right to dispute notice not received 1
Communication tactics Threatened to take legal action 1
False statements or representation Indicated you were committing crime by not paying debt 1
Written notification about debt Didn't receive enough information to verify debt 1
Communication tactics Called after sent written cease of comm 1
Improper contact or sharing of info Contacted me after I asked not to 1
False statements or representation Attempted to collect wrong amount 1
Attempts to collect debt not owed Debt is not yours 1
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 1

Where do complaints against Wakpamni Lake Community Corporation come from?

The states where consumers have filed the most CFPB complaints against Wakpamni Lake Community Corporation. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Wakpamni Lake Community Corporation

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Wakpamni Lake Community Corporation?

The most common issue consumers report about Wakpamni Lake Community Corporation is "False statements or representation", specifically "Impersonated attorney, law enforcement, or government official". This is based on 14 complaints filed with the CFPB.

Are complaints against Wakpamni Lake Community Corporation increasing or decreasing?

Complaints against Wakpamni Lake Community Corporation have been stable. The company received 0 complaints in the last 12 months.

What is Wakpamni Lake Community Corporation's reputation grade?

Wakpamni Lake Community Corporation has a reputation grade of D (score: 54.3/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Wakpamni Lake Community Corporation respond to consumer complaints?

Wakpamni Lake Community Corporation has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Wakpamni Lake Community Corporation operate?

Wakpamni Lake Community Corporation has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (4 complaints).

What can I do if Wakpamni Lake Community Corporation is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Wakpamni Lake Community Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial