This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 2 complaints

Visio Financial Services Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Visio Financial Services Inc.

complaints
Source CFPB Consumer Complaint Database
F

Grade F · 41.4/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

What do CFPB complaints reveal about Visio Financial Services Inc.?

Visio Financial Services Inc. has accumulated 2 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was paid", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 2 states, led by Florida with 1 and Mississippi with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 41.4/100 places Visio Financial Services Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

2

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

2

Distinct state filings

Timely response rate

0%

Within CFPB SLA window

Reputation grade

F

41.4/100 composite

Response-quality profile

How Visio Financial Services Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 3.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Visio Financial Services Inc. compare to its peers?

How does Visio Financial Services Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
Visio Financial Servic… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-10 2018-12

Top Consumer Issues

Attempts to collect debt not owed1 (%)
Written notification about debt1 (%)

Most common issue: Attempts to collect debt not owed — Debt was paid

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was paid 1
Written notification about debt Didn't receive enough information to verify debt 1

Where do complaints against Visio Financial Services Inc. come from?

The states where consumers have filed the most CFPB complaints against Visio Financial Services Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Visio Financial Services Inc.

Across 2 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Visio Financial Services Inc.?

The most common issue consumers report about Visio Financial Services Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 2 complaints filed with the CFPB.

Are complaints against Visio Financial Services Inc. increasing or decreasing?

Complaints against Visio Financial Services Inc. have been stable. The company received 0 complaints in the last 12 months.

What is Visio Financial Services Inc.'s reputation grade?

Visio Financial Services Inc. has a reputation grade of F (score: 41.4/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.

Does Visio Financial Services Inc. respond to consumer complaints?

Visio Financial Services Inc. has a 0% timely response rate to CFPB complaints.

In how many states does Visio Financial Services Inc. operate?

Visio Financial Services Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Florida (1 complaints).

What can I do if Visio Financial Services Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Visio Financial Services Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial