This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 2 complaints

VIRGINIA HOUSING DEVELOPMENT AUTHORITY — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about VIRGINIA HOUSING DEVELOPMENT AUTHORITY

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 62.1/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about VIRGINIA HOUSING DEVELOPMENT AUTHORITY?

VIRGINIA HOUSING DEVELOPMENT AUTHORITY has accumulated 2 total CFPB complaints across 1 states, with 1 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 50.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Seized or attempted to seize your property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Virginia with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.1/100 places VIRGINIA HOUSING DEVELOPMENT AUTHORITY in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

2

All-time across CCDB intake

Last 12 months

1

50.0% of total history

Rising ↑

States active

1

Distinct state filings

Timely response rate

50%

Within CFPB SLA window

Reputation grade

C

62.1/100 composite

Response-quality profile

How VIRGINIA HOUSING DEVELOPMENT AUTHORITY performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 50.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does VIRGINIA HOUSING DEVELOPMENT AUTHORITY compare to its peers?

How does VIRGINIA HOUSING DEVELOPMENT AUTHORITY compare? Versus a peer and the national average across 60+ high-volume collectors
VIRGINIA HOUSING DEVEL… National average
Complaints (last 12 mo)lower is better
1
22,938
250
Timely-response ratehigher is better
50%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-07 2026-02

Top Consumer Issues

Took or threatened to take negative or legal action1 (%)
Problem with customer service1 (%)

Most common issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action Seized or attempted to seize your property 1
Problem with customer service 1

Where do complaints against VIRGINIA HOUSING DEVELOPMENT AUTHORITY come from?

The states where consumers have filed the most CFPB complaints against VIRGINIA HOUSING DEVELOPMENT AUTHORITY. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against VIRGINIA HOUSING DEVELOPMENT AUTHORITY

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against VIRGINIA HOUSING DEVELOPMENT AUTHORITY?

The most common issue consumers report about VIRGINIA HOUSING DEVELOPMENT AUTHORITY is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 2 complaints filed with the CFPB.

Are complaints against VIRGINIA HOUSING DEVELOPMENT AUTHORITY increasing or decreasing?

Complaints against VIRGINIA HOUSING DEVELOPMENT AUTHORITY are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is VIRGINIA HOUSING DEVELOPMENT AUTHORITY's reputation grade?

VIRGINIA HOUSING DEVELOPMENT AUTHORITY has a reputation grade of C (score: 62.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does VIRGINIA HOUSING DEVELOPMENT AUTHORITY respond to consumer complaints?

VIRGINIA HOUSING DEVELOPMENT AUTHORITY has a 50% timely response rate to CFPB complaints.

In how many states does VIRGINIA HOUSING DEVELOPMENT AUTHORITY operate?

VIRGINIA HOUSING DEVELOPMENT AUTHORITY has received CFPB complaints from consumers in 1 states, with the most complaints from Virginia (2 complaints).

What can I do if VIRGINIA HOUSING DEVELOPMENT AUTHORITY is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If VIRGINIA HOUSING DEVELOPMENT AUTHORITY violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial