This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 140 complaints

Veros Credit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade C.

Complaints by issue type

What consumers report about Veros Credit, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 64.1/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Veros Credit, LLC ranks ahead of 57% of the 5,283 collectors PlainCollector grades - 43% keep a cleaner CFPB record, on 140 all-time complaints and a 97% timely-response rate.

57th pct
reputation rank of 5,283 graded collectors
140
CFPB complaints, all-time
97%
answered inside the CFPB window
59
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Veros Credit, LLC?

Veros Credit, LLC has accumulated 140 total CFPB complaints across 18 states, with 59 filed in the most recent 12 months against 81 historical complaints before that window. The trailing-12-month volume represents 42.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 97% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 18 states, led by California with 54 and Florida with 23. Normalized against the full CFPB collector database, the reputation score of 64.1/100 places Veros Credit, LLC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

140

mid-volume (CCDB)

Last 12 months

59

42.1% of all-time complaints

Rising ↑

States active

18

regional footprint

Timely response rate

97%

excellent band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

C

64.1/100 composite

How does Veros Credit, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

64 57th percentile higher than 57% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Veros Credit, LLC versus the debt-collection vertical average.

Timely response within SLA 96.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 32.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Veros Credit, LLC compare to its peers?

How does Veros Credit, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Veros Credit, LLC National average
Complaints (last 12 mo)lower is better
59
24
268
Timely-response ratehigher is better
97%
97%
91%
Consumer-dispute ratelower is better
0%
25%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-01 2024-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 52
Took or threatened to take negative or legal action - 43
Written notification about debt - 16
False statements or representation - 16
Communication tactics - 7
Disclosure verification of debt - 2
Threatened to contact someone or share information improperly - 2
Improper contact or sharing of info - 1
Taking/threatening an illegal action - 1

Where do complaints against Veros Credit, LLC come from?

Veros Credit, LLC's own per-state count, not a national baseline.

Top states by complaints against Veros Credit, LLC

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Veros Credit, LLC contacts you

A grade of C signals how Veros Credit, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Veros Credit, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Veros Credit, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Veros Credit, LLC? ▼

The most common issue consumers report about Veros Credit, LLC is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 140 complaints filed with the CFPB.

Are complaints against Veros Credit, LLC increasing or decreasing? ▼

Complaints against Veros Credit, LLC are rising. The company received 59 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Veros Credit, LLC's reputation grade? ▼

Veros Credit, LLC has a reputation grade of C (score: 64.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Veros Credit, LLC respond to consumer complaints? ▼

Veros Credit, LLC has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Veros Credit, LLC operate? ▼

Veros Credit, LLC has received CFPB complaints from consumers in 18 states, with the most complaints from California (54 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.