Total CFPB complaints
32
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 32 complaints
Vericred Solutions LLC — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Vericred Solutions LLC
- Written notification about debt
Written notification about debt
17 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
10 complaints
- Threatened to contact someone or share information improperly 2
Threatened to contact someone or share information improperly
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Communication tactics 1
Communication tactics
1 complaints
F
Grade F · 48.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Vericred Solutions LLC?
Vericred Solutions LLC has accumulated 32 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 32 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 72% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Texas with 7 and Florida with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 48.6/100 places Vericred Solutions LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
13
Distinct state filings
Timely response rate
72%
Within CFPB SLA window
Reputation grade
F
48.6/100 composite
Response-quality profile
How Vericred Solutions LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 71.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Vericred Solutions LLC compare to its peers?
Vericred Solutions LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-08 2022-08
Top Consumer Issues
Written notification about debt17 (%)
Attempts to collect debt not owed10 (%)
Threatened to contact someone or share information improperly2 (%)
Communication tactics1 (%)
False statements or representation2 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 10 |
| Attempts to collect debt not owed | Debt is not yours | 7 |
| Written notification about debt | Didn't receive notice of right to dispute | 7 |
| Attempts to collect debt not owed | Debt was paid | 2 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 2 |
| Communication tactics | Frequent or repeated calls | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against Vericred Solutions LLC come from?
The states where consumers have filed the most CFPB complaints against Vericred Solutions LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Vericred Solutions LLC
Across 13 states with at least one filing
- Texas
Texas
7 complaints
- Florida
Florida
6 complaints
- New York
New York
3 complaints
- California
California
3 complaints
- Alabama 2
Alabama
2 complaints
- Tennessee 2
Tennessee
2 complaints
- Iowa 1
Iowa
1 complaints
- Washington 1
Washington
1 complaints
Frequently Asked Questions
What is the most common complaint against Vericred Solutions LLC? ▼
The most common issue consumers report about Vericred Solutions LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 32 complaints filed with the CFPB.
Are complaints against Vericred Solutions LLC increasing or decreasing? ▼
Complaints against Vericred Solutions LLC have been stable. The company received 0 complaints in the last 12 months.
What is Vericred Solutions LLC's reputation grade? ▼
Vericred Solutions LLC has a reputation grade of F (score: 48.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Vericred Solutions LLC respond to consumer complaints? ▼
Vericred Solutions LLC has a 72% timely response rate to CFPB complaints.
In how many states does Vericred Solutions LLC operate? ▼
Vericred Solutions LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (7 complaints).
What can I do if Vericred Solutions LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Vericred Solutions LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |