This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 62 complaints

Vericheck - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade F.

Complaints by issue type

What consumers report about Vericheck

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 35.9/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Vericheck ranks ahead of 2% of the 5,283 collectors PlainCollector grades - 98% keep a cleaner CFPB record, on 62 all-time complaints and a 0% timely-response rate.

2nd pct
reputation rank of 5,283 graded collectors
62
CFPB complaints, all-time
0%
answered inside the CFPB window
62
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Vericheck?

Vericheck has accumulated 62 total CFPB complaints across 18 states, with 62 filed in the most recent 12 months against 0 historical complaints before that window. The trailing-12-month volume represents 100.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged". The company posts a 0% timely-response rate.

Complaints have been recorded across 18 states, led by North Carolina with 13 and Arizona with 12. Normalized against the full CFPB collector database, the reputation score of 35.9/100 places Vericheck in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

62

low-volume (CCDB)

Last 12 months

62

100.0% of all-time complaints

Rising ↑

States active

18

regional footprint

Timely response rate

0%

below sla band

Reputation grade

F

35.9/100 composite

How does Vericheck's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

36 Bottom 2% higher than 2% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Vericheck versus the debt-collection vertical average.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 32.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Vericheck compare to its peers?

How does Vericheck compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Vericheck National average
Complaints (last 12 mo)lower is better
62
0
268
Timely-response ratehigher is better
0%
94%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 61
Attempts to collect debt not owed - 1

Where do complaints against Vericheck come from?

Vericheck's own per-state count, not a national baseline.

Top states by complaints against Vericheck

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Vericheck contacts you

A grade of F signals how Vericheck's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Vericheck and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Vericheck ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Vericheck? ▼

The most common issue consumers report about Vericheck is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 62 complaints filed with the CFPB.

Are complaints against Vericheck increasing or decreasing? ▼

Complaints against Vericheck are rising. The company received 62 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Vericheck's reputation grade? ▼

Vericheck has a reputation grade of F (score: 35.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Vericheck respond to consumer complaints? ▼

Vericheck has a 0% timely response rate to CFPB complaints.

In how many states does Vericheck operate? ▼

Vericheck has received CFPB complaints from consumers in 18 states, with the most complaints from North Carolina (13 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.