This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 402 complaints

USCB Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade D.

Complaints by issue type

What consumers report about USCB Corporation

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.2/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: USCB Corporation ranks ahead of 32% of the 5,283 collectors PlainCollector grades - 68% keep a cleaner CFPB record, on 402 all-time complaints and a 99% timely-response rate.

32nd pct
reputation rank of 5,283 graded collectors
402
CFPB complaints, all-time
99%
answered inside the CFPB window
133
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about USCB Corporation?

USCB Corporation has accumulated 402 total CFPB complaints across 43 states, with 133 filed in the most recent 12 months against 269 historical complaints before that window. The trailing-12-month volume represents 33.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 99% timely-response rate against a 19% consumer-dispute-after-response rate.

Complaints have been recorded across 43 states, led by Florida with 50 and Texas with 41. Normalized against the full CFPB collector database, the reputation score of 57.2/100 places USCB Corporation in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

402

mid-volume (CCDB)

Last 12 months

133

33.1% of all-time complaints

Rising ↑

States active

43

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

19%

average (vertical avg ~19%)

Reputation grade

D

57.2/100 composite

How does USCB Corporation's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 32nd percentile higher than 32% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

USCB Corporation versus the debt-collection vertical average.

Timely response within SLA 98.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 19.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 76.8%

Share of US states + territories with at least one filed complaint against this collector.

How does USCB Corporation compare to its peers?

How does USCB Corporation compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
USCB Corporation National average
Complaints (last 12 mo)lower is better
133
281
268
Timely-response ratehigher is better
99%
81%
91%
Consumer-dispute ratelower is better
19%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-09 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 166
False statements or representation - 69
Written notification about debt - 68
Took or threatened to take negative or legal action - 42
Communication tactics - 24
Cont'd attempts collect debt not owed - 18
Electronic communications - 6
Threatened to contact someone or share information improperly - 4
Disclosure verification of debt - 3
Improper contact or sharing of info - 1

Where do complaints against USCB Corporation come from?

USCB Corporation's own per-state count, not a national baseline.

Top states by complaints against USCB Corporation

Across 43 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if USCB Corporation contacts you

A grade of D signals how USCB Corporation's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really USCB Corporation and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how USCB Corporation ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against USCB Corporation? ▼

The most common issue consumers report about USCB Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 402 complaints filed with the CFPB.

Are complaints against USCB Corporation increasing or decreasing? ▼

Complaints against USCB Corporation are rising. The company received 133 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is USCB Corporation's reputation grade? ▼

USCB Corporation has a reputation grade of D (score: 57.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does USCB Corporation respond to consumer complaints? ▼

USCB Corporation has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.

In how many states does USCB Corporation operate? ▼

USCB Corporation has received CFPB complaints from consumers in 43 states, with the most complaints from Florida (50 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.