This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 87 complaints

Uplift, Inc — Debt Collector Complaint Profile

CFPB complaint profile across 28 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Uplift, Inc

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 53.5/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Uplift, Inc?

Uplift, Inc has accumulated 87 total CFPB complaints across 28 states, with 0 filed in the most recent 12 months against 87 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 28 states, led by Texas with 17 and Illinois with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.5/100 places Uplift, Inc in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

87

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Falling ↓

States active

28

Distinct state filings

Timely response rate

99%

Within CFPB SLA window

Reputation grade

D

53.5/100 composite

Response-quality profile

How Uplift, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 50.0%

Share of US states + territories with at least one filed complaint against this collector.

How does Uplift, Inc compare to its peers?

How does Uplift, Inc compare? Versus a peer and the national average across 60+ high-volume collectors
Uplift, Inc National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2022-09 2024-09

Top Consumer Issues

Attempts to collect debt not owed52 (%)
Written notification about debt12 (%)
Took or threatened to take negative or legal action8 (%)
False statements or representation4 (%)
Communication tactics2 (%)
Electronic communications2 (%)
Unauthorized withdrawals or charges1 (%)

Most common issue: Attempts to collect debt not owed — Debt was result of identity theft

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt was result of identity theft 30
Attempts to collect debt not owed Debt is not yours 17
Written notification about debt Didn't receive enough information to verify debt 8
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 8
Attempts to collect debt not owed Debt was paid 5
Written notification about debt Didn't receive notice of right to dispute 4
False statements or representation Attempted to collect wrong amount 4
Communication tactics You told them to stop contacting you, but they keep trying 2
Electronic communications Frequent or repeated messages 2
Unauthorized withdrawals or charges 1

Where do complaints against Uplift, Inc come from?

The states where consumers have filed the most CFPB complaints against Uplift, Inc. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Uplift, Inc

Across 28 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Uplift, Inc?

The most common issue consumers report about Uplift, Inc is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 87 complaints filed with the CFPB.

Are complaints against Uplift, Inc increasing or decreasing?

Complaints against Uplift, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Uplift, Inc's reputation grade?

Uplift, Inc has a reputation grade of D (score: 53.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Uplift, Inc respond to consumer complaints?

Uplift, Inc has a 99% timely response rate to CFPB complaints.

In how many states does Uplift, Inc operate?

Uplift, Inc has received CFPB complaints from consumers in 28 states, with the most complaints from Texas (17 complaints).

What can I do if Uplift, Inc is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Uplift, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial