What is the most common complaint against United Credit Corp. of Southaven?

The most common issue consumers report about United Credit Corp. of Southaven is "Took or threatened to take negative or legal action", specifically "Sued you in a state where you do not live or did not sign for the debt". This is based on 8 complaints filed with the CFPB.

Are complaints against United Credit Corp. of Southaven increasing or decreasing?

Complaints against United Credit Corp. of Southaven are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is United Credit Corp. of Southaven's reputation grade?

United Credit Corp. of Southaven has a reputation grade of B (score: 63.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Credit Corp. of Southaven respond to consumer complaints?

United Credit Corp. of Southaven has a 100% timely response rate to CFPB complaints.

In how many states does United Credit Corp. of Southaven operate?

United Credit Corp. of Southaven has received CFPB complaints from consumers in 3 states, with the most complaints from Louisiana (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Credit Corp. of Southaven - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

5
Written notification about debt

1
Communication tactics

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record united-credit-corp-of-southaven United Credit Corp. of Southaven

Grade B · 8 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2764 · compose #1969

VOL 8
GRADE B
12MO 1
STATES 3
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,764
COMPOSE #1,969

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Credit Corp. of Southaven's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

62.5% of United Credit Corp. of Southaven's CFPB filings land in Louisiana

High volume does not equal a clean composite: United Credit Corp. of Southaven is volume #2,764 but composite #1,969, while Louisiana dominates the geography. Corpus placement method.

Dominant state: Louisiana 62.5%; 5 of 8 filings · 3 states touched
Seasonal peak: 2019-11 11.1%; 8–15% band · 1 filings
Divergent corpus ranks: #2,764 volume; #1,969 composite; Cleanest-composite ladder is 795 places better than volume

How does United Credit Corp. of Southaven compare to its peers?

How does UNITED CREDIT CORP. OF SOUTHAVEN compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

UNITED CREDIT CORP. OF… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2023-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	5
Written notification about debt	1
Communication tactics	1
Threatened to contact someone or share information improperly	1

Where do complaints against United Credit Corp. of Southaven come from?

United Credit Corp. of Southaven's own per-state count, not a national baseline.

Louisiana

5
Mississippi

2
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Credit Corp. of Southaven: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to United Credit Corp. of Southaven: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.