Total CFPB complaints
3
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 3 complaints
Unified Retrieval Solutions llc — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Unified Retrieval Solutions llc
- False statements or representation
False statements or representation
1 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
1 complaints
- Disclosure verification of debt
Disclosure verification of debt
1 complaints
C
Grade C · 63.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Unified Retrieval Solutions llc?
Unified Retrieval Solutions llc has accumulated 3 total CFPB complaints across 2 states, with 0 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Impersonated attorney, law enforcement, or government official", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 67% timely-response rate against a 50% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Kentucky with 1 and Pennsylvania with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.1/100 places Unified Retrieval Solutions llc in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
2
Distinct state filings
Timely response rate
67%
Within CFPB SLA window
Consumer disputes
50%
After company response
Reputation grade
C
63.1/100 composite
Response-quality profile
How Unified Retrieval Solutions llc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 66.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Unified Retrieval Solutions llc compare to its peers?
Unified Retrieval Solu… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-09 2018-10
Top Consumer Issues
False statements or representation1 (%)
Taking/threatening an illegal action1 (%)
Disclosure verification of debt1 (%)
Most common issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
Where do complaints against Unified Retrieval Solutions llc come from?
The states where consumers have filed the most CFPB complaints against Unified Retrieval Solutions llc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Unified Retrieval Solutions llc
Across 2 states with at least one filing
- Kentucky
Kentucky
1 complaints
- Pennsylvania
Pennsylvania
1 complaints
Frequently Asked Questions
What is the most common complaint against Unified Retrieval Solutions llc? ▼
The most common issue consumers report about Unified Retrieval Solutions llc is "False statements or representation", specifically "Impersonated attorney, law enforcement, or government official". This is based on 3 complaints filed with the CFPB.
Are complaints against Unified Retrieval Solutions llc increasing or decreasing? ▼
Complaints against Unified Retrieval Solutions llc have been stable. The company received 0 complaints in the last 12 months.
What is Unified Retrieval Solutions llc's reputation grade? ▼
Unified Retrieval Solutions llc has a reputation grade of C (score: 63.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Unified Retrieval Solutions llc respond to consumer complaints? ▼
Unified Retrieval Solutions llc has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.
In how many states does Unified Retrieval Solutions llc operate? ▼
Unified Retrieval Solutions llc has received CFPB complaints from consumers in 2 states, with the most complaints from Kentucky (1 complaints).
What can I do if Unified Retrieval Solutions llc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Unified Retrieval Solutions llc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |