Total CFPB complaints
90
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 90 complaints
Tulsa Adjustment Bureau — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Tulsa Adjustment Bureau
- Written notification about debt
Written notification about debt
26 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
16 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
12 complaints
- False statements or representation 8
False statements or representation
8 complaints
- Took or threatened to take negative or legal action 5
Took or threatened to take negative or legal action
5 complaints
- Disclosure verification of debt 4
Disclosure verification of debt
4 complaints
D
Grade D · 59.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Tulsa Adjustment Bureau?
Tulsa Adjustment Bureau has accumulated 90 total CFPB complaints across 10 states, with 3 filed in the most recent 12 months against 87 historical complaints before that window. The trailing-12-month volume represents 3.3% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 27% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Oklahoma with 67 and Texas with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.2/100 places Tulsa Adjustment Bureau in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
3.3% of total history
Falling ↓
States active
10
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
27%
After company response
Reputation grade
D
59.2/100 composite
Response-quality profile
How Tulsa Adjustment Bureau performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 98.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 53.3%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Tulsa Adjustment Bureau compare to its peers?
Tulsa Adjustment Burea… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-07 2025-07
Top Consumer Issues
Written notification about debt26 (%)
Attempts to collect debt not owed16 (%)
False statements or representation8 (%)
Cont'd attempts collect debt not owed12 (%)
Took or threatened to take negative or legal action5 (%)
Disclosure verification of debt4 (%)
Communication tactics4 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 19 |
| Attempts to collect debt not owed | Debt is not yours | 8 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| False statements or representation | Attempted to collect wrong amount | 8 |
| Written notification about debt | Didn't receive notice of right to dispute | 7 |
| Cont'd attempts collect debt not owed | Debt was paid | 7 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 4 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 4 |
Where do complaints against Tulsa Adjustment Bureau come from?
The states where consumers have filed the most CFPB complaints against Tulsa Adjustment Bureau. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Tulsa Adjustment Bureau
Across 10 states with at least one filing
- Oklahoma
Oklahoma
67 complaints
- Texas 7
Texas
7 complaints
- Colorado 3
Colorado
3 complaints
- New Mexico 3
New Mexico
3 complaints
- Florida 2
Florida
2 complaints
- Iowa 2
Iowa
2 complaints
- Missouri 2
Missouri
2 complaints
- Kansas 1
Kansas
1 complaints
Frequently Asked Questions
What is the most common complaint against Tulsa Adjustment Bureau? ▼
The most common issue consumers report about Tulsa Adjustment Bureau is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 90 complaints filed with the CFPB.
Are complaints against Tulsa Adjustment Bureau increasing or decreasing? ▼
Complaints against Tulsa Adjustment Bureau are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.
What is Tulsa Adjustment Bureau's reputation grade? ▼
Tulsa Adjustment Bureau has a reputation grade of D (score: 59.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Tulsa Adjustment Bureau respond to consumer complaints? ▼
Tulsa Adjustment Bureau has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.
In how many states does Tulsa Adjustment Bureau operate? ▼
Tulsa Adjustment Bureau has received CFPB complaints from consumers in 10 states, with the most complaints from Oklahoma (67 complaints).
What can I do if Tulsa Adjustment Bureau is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Tulsa Adjustment Bureau violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |