Total CFPB complaints
36
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 36 complaints
Tribal Lending Enterprise, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 21 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Tribal Lending Enterprise, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
18 complaints
- Communication tactics
Communication tactics
10 complaints
- Electronic communications 2
Electronic communications
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
C
Grade C · 59.7/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Tribal Lending Enterprise, Inc.?
Tribal Lending Enterprise, Inc. has accumulated 36 total CFPB complaints across 21 states, with 0 filed in the most recent 12 months against 36 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 69% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 21 states, led by California with 8 and New Jersey with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.7/100 places Tribal Lending Enterprise, Inc. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
21
Distinct state filings
Timely response rate
69%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
C
59.7/100 composite
Response-quality profile
How Tribal Lending Enterprise, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 69.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 37.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Tribal Lending Enterprise, Inc. compare to its peers?
Tribal Lending Enterpr… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2017-10 2024-03
Top Consumer Issues
Attempts to collect debt not owed18 (%)
Communication tactics10 (%)
Electronic communications2 (%)
False statements or representation2 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 9 |
| Attempts to collect debt not owed | Debt was result of identity theft | 8 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 6 |
| Communication tactics | Frequent or repeated calls | 4 |
| Electronic communications | You told them to stop contacting you, but they keep trying | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 1 |
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Electronic communications | Frequent or repeated messages | 1 |
Where do complaints against Tribal Lending Enterprise, Inc. come from?
The states where consumers have filed the most CFPB complaints against Tribal Lending Enterprise, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Tribal Lending Enterprise, Inc.
Across 21 states with at least one filing
- California
California
8 complaints
- New Jersey 3
New Jersey
3 complaints
- Missouri 3
Missouri
3 complaints
- Texas 2
Texas
2 complaints
- Florida 2
Florida
2 complaints
- Wisconsin 2
Wisconsin
2 complaints
- Ohio 2
Ohio
2 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Tribal Lending Enterprise, Inc.? ▼
The most common issue consumers report about Tribal Lending Enterprise, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 36 complaints filed with the CFPB.
Are complaints against Tribal Lending Enterprise, Inc. increasing or decreasing? ▼
Complaints against Tribal Lending Enterprise, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Tribal Lending Enterprise, Inc.'s reputation grade? ▼
Tribal Lending Enterprise, Inc. has a reputation grade of C (score: 59.7/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Tribal Lending Enterprise, Inc. respond to consumer complaints? ▼
Tribal Lending Enterprise, Inc. has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Tribal Lending Enterprise, Inc. operate? ▼
Tribal Lending Enterprise, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from California (8 complaints).
What can I do if Tribal Lending Enterprise, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Tribal Lending Enterprise, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |