This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 16,283 complaints

Transworld Systems Inc - Debt Collector Complaint Profile

CFPB complaint profile across 55 states, reputation grade D.

Complaints by issue type

What consumers report about Transworld Systems Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Transworld Systems Inc ranks ahead of 34% of the 5,283 collectors PlainCollector grades - 66% keep a cleaner CFPB record, on 16,283 all-time complaints and a 100% timely-response rate.

34th pct
reputation rank of 5,283 graded collectors
16,283
CFPB complaints, all-time
100%
answered inside the CFPB window
4,190
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Transworld Systems Inc?

Transworld Systems Inc has accumulated 16,283 total CFPB complaints across 55 states, with 4,190 filed in the most recent 12 months against 12,093 historical complaints before that window. The trailing-12-month volume represents 25.7% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 10% consumer-dispute-after-response rate.

Complaints have been recorded across 55 states, led by Texas with 2,908 and Florida with 1,495. Normalized against the full CFPB collector database, the reputation score of 57.7/100 places Transworld Systems Inc in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

16,283

mega-volume (CCDB)

Last 12 months

4,190

25.7% of all-time complaints

Stable →

States active

55

nationwide footprint

Timely response rate

100%

excellent band

Consumer disputes

10%

low (vertical avg ~19%)

Reputation grade

D

57.7/100 composite

How does Transworld Systems Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

58 34th percentile higher than 34% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Transworld Systems Inc versus the debt-collection vertical average.

Timely response within SLA 99.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 9.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 98.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Transworld Systems Inc compare to its peers?

How does TRANSWORLD SYSTEMS INC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
TRANSWORLD SYSTEMS INC National average
Complaints (last 12 mo)lower is better
4,190
5,697
268
Timely-response ratehigher is better
100%
98%
91%
Consumer-dispute ratelower is better
10%
25%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 6,926
Written notification about debt - 2,923
False statements or representation - 1,926
Took or threatened to take negative or legal action - 1,576
Cont'd attempts collect debt not owed - 1,045
Communication tactics - 1,009
Disclosure verification of debt - 431
Threatened to contact someone or share information improperly - 156
Electronic communications - 148
Improper contact or sharing of info - 96

Where do complaints against Transworld Systems Inc come from?

Transworld Systems Inc's own per-state count, not a national baseline.

Top states by complaints against Transworld Systems Inc

Across 55 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Transworld Systems Inc contacts you

A grade of D signals how Transworld Systems Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Transworld Systems Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Transworld Systems Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Transworld Systems Inc? ▼

The most common issue consumers report about Transworld Systems Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 16,283 complaints filed with the CFPB.

Are complaints against Transworld Systems Inc increasing or decreasing? ▼

Complaints against Transworld Systems Inc have been stable. The company received 4,190 complaints in the last 12 months.

What is Transworld Systems Inc's reputation grade? ▼

Transworld Systems Inc has a reputation grade of D (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Transworld Systems Inc respond to consumer complaints? ▼

Transworld Systems Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Transworld Systems Inc operate? ▼

Transworld Systems Inc has received CFPB complaints from consumers in 55 states, with the most complaints from Texas (2,908 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.