This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 8 complaints

Trans National Credit Corporation — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Trans National Credit Corporation

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 67.4/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Trans National Credit Corporation?

Trans National Credit Corporation has accumulated 8 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 50% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Florida with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 67.4/100 places Trans National Credit Corporation in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

8

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Consumer disputes

50%

After company response

Reputation grade

B

67.4/100 composite

Response-quality profile

How Trans National Credit Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does Trans National Credit Corporation compare to its peers?

How does Trans National Credit Corporation compare? Versus a peer and the national average across 60+ high-volume collectors
Trans National Credit … National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
50%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2016-08 2022-12

Top Consumer Issues

Written notification about debt4 (%)
Disclosure verification of debt1 (%)
Attempts to collect debt not owed2 (%)
Cont'd attempts collect debt not owed1 (%)

Most common issue: Written notification about debt — Didn't receive enough information to verify debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Written notification about debt Didn't receive enough information to verify debt 3
Disclosure verification of debt Not given enough info to verify debt 1
Attempts to collect debt not owed Debt was result of identity theft 1
Written notification about debt Didn't receive notice of right to dispute 1
Attempts to collect debt not owed Debt was paid 1
Cont'd attempts collect debt not owed Debt was paid 1

Where do complaints against Trans National Credit Corporation come from?

The states where consumers have filed the most CFPB complaints against Trans National Credit Corporation. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Trans National Credit Corporation

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Trans National Credit Corporation?

The most common issue consumers report about Trans National Credit Corporation is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 8 complaints filed with the CFPB.

Are complaints against Trans National Credit Corporation increasing or decreasing?

Complaints against Trans National Credit Corporation have been stable. The company received 0 complaints in the last 12 months.

What is Trans National Credit Corporation's reputation grade?

Trans National Credit Corporation has a reputation grade of B (score: 67.4/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Trans National Credit Corporation respond to consumer complaints?

Trans National Credit Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Trans National Credit Corporation operate?

Trans National Credit Corporation has received CFPB complaints from consumers in 1 states, with the most complaints from Florida (8 complaints).

What can I do if Trans National Credit Corporation is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Trans National Credit Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial