Total CFPB complaints
12
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 12 complaints
Timothy C. Runyan, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Timothy C. Runyan, P.C.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
7 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
B
Grade B · 67.2/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Timothy C. Runyan, P.C.?
Timothy C. Runyan, P.C. has accumulated 12 total CFPB complaints across 1 states, with 1 filed in the most recent 12 months against 11 historical complaints before that window. The trailing-12-month volume represents 8.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 92% timely-response rate against a 27% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by Michigan with 12, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 67.2/100 places Timothy C. Runyan, P.C. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
8.3% of total history
Rising ↑
States active
1
Distinct state filings
Timely response rate
92%
Within CFPB SLA window
Consumer disputes
27%
After company response
Reputation grade
B
67.2/100 composite
Response-quality profile
How Timothy C. Runyan, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 91.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 54.5%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Timothy C. Runyan, P.C. compare to its peers?
Timothy C. Runyan, P.C… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-04 2025-06
Top Consumer Issues
Cont'd attempts collect debt not owed7 (%)
False statements or representation2 (%)
Disclosure verification of debt2 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 5 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
Where do complaints against Timothy C. Runyan, P.C. come from?
The states where consumers have filed the most CFPB complaints against Timothy C. Runyan, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Timothy C. Runyan, P.C.
Across 1 states with at least one filing
- Michigan
Michigan
12 complaints
Frequently Asked Questions
What is the most common complaint against Timothy C. Runyan, P.C.? ▼
The most common issue consumers report about Timothy C. Runyan, P.C. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 12 complaints filed with the CFPB.
Are complaints against Timothy C. Runyan, P.C. increasing or decreasing? ▼
Complaints against Timothy C. Runyan, P.C. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Timothy C. Runyan, P.C.'s reputation grade? ▼
Timothy C. Runyan, P.C. has a reputation grade of B (score: 67.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Timothy C. Runyan, P.C. respond to consumer complaints? ▼
Timothy C. Runyan, P.C. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.
In how many states does Timothy C. Runyan, P.C. operate? ▼
Timothy C. Runyan, P.C. has received CFPB complaints from consumers in 1 states, with the most complaints from Michigan (12 complaints).
What can I do if Timothy C. Runyan, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Timothy C. Runyan, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |