Total CFPB complaints
159
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 159 complaints
The Stark Collection Agency, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 27 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about The Stark Collection Agency, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
63 complaints
- Written notification about debt
Written notification about debt
37 complaints
- False statements or representation 18
False statements or representation
18 complaints
- Took or threatened to take negative or legal action 18
Took or threatened to take negative or legal action
18 complaints
- Disclosure verification of debt 3
Disclosure verification of debt
3 complaints
F
Grade F · 46.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about The Stark Collection Agency, Inc.?
The Stark Collection Agency, Inc. has accumulated 159 total CFPB complaints across 27 states, with 48 filed in the most recent 12 months against 111 historical complaints before that window. The trailing-12-month volume represents 30.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 79% timely-response rate against a 41% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 27 states, led by Wisconsin with 51 and Iowa with 14, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 46.8/100 places The Stark Collection Agency, Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
48
30.2% of total history
Rising ↑
States active
27
Distinct state filings
Timely response rate
79%
Within CFPB SLA window
Consumer disputes
41%
After company response
Reputation grade
F
46.8/100 composite
Response-quality profile
How The Stark Collection Agency, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 78.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 82.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 48.2%
Share of US states + territories with at least one filed complaint against this collector.
How does The Stark Collection Agency, Inc. compare to its peers?
The Stark Collection A… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-02 2026-03
Top Consumer Issues
Attempts to collect debt not owed63 (%)
Written notification about debt37 (%)
False statements or representation18 (%)
Took or threatened to take negative or legal action18 (%)
Disclosure verification of debt3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 41 |
| Written notification about debt | Didn't receive enough information to verify debt | 30 |
| False statements or representation | Attempted to collect wrong amount | 18 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 15 |
| Attempts to collect debt not owed | Debt was result of identity theft | 11 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Written notification about debt | Didn't receive notice of right to dispute | 7 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 3 |
| Disclosure verification of debt | Not given enough info to verify debt | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 3 |
Where do complaints against The Stark Collection Agency, Inc. come from?
The states where consumers have filed the most CFPB complaints against The Stark Collection Agency, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against The Stark Collection Agency, Inc.
Across 27 states with at least one filing
- Wisconsin
Wisconsin
51 complaints
- Iowa 14
Iowa
14 complaints
- Texas 11
Texas
11 complaints
- Tennessee 11
Tennessee
11 complaints
- Minnesota 11
Minnesota
11 complaints
- Illinois 11
Illinois
11 complaints
- Georgia 7
Georgia
7 complaints
- Missouri 5
Missouri
5 complaints
Frequently Asked Questions
What is the most common complaint against The Stark Collection Agency, Inc.? ▼
The most common issue consumers report about The Stark Collection Agency, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 159 complaints filed with the CFPB.
Are complaints against The Stark Collection Agency, Inc. increasing or decreasing? ▼
Complaints against The Stark Collection Agency, Inc. are rising. The company received 48 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is The Stark Collection Agency, Inc.'s reputation grade? ▼
The Stark Collection Agency, Inc. has a reputation grade of F (score: 46.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does The Stark Collection Agency, Inc. respond to consumer complaints? ▼
The Stark Collection Agency, Inc. has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 41% of cases.
In how many states does The Stark Collection Agency, Inc. operate? ▼
The Stark Collection Agency, Inc. has received CFPB complaints from consumers in 27 states, with the most complaints from Wisconsin (51 complaints).
What can I do if The Stark Collection Agency, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If The Stark Collection Agency, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |