Total CFPB complaints
109
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 109 complaints
The Regional Adjustment Bureau, Incorporated — Debt Collector Complaint Profile
CFPB complaint profile across 32 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about The Regional Adjustment Bureau, Incorporated
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
29 complaints
- Communication tactics
Communication tactics
20 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
18 complaints
- Disclosure verification of debt
Disclosure verification of debt
14 complaints
- Written notification about debt 5
Written notification about debt
5 complaints
- False statements or representation 5
False statements or representation
5 complaints
C
Grade C · 60.8/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about The Regional Adjustment Bureau, Incorporated?
The Regional Adjustment Bureau, Incorporated has accumulated 109 total CFPB complaints across 32 states, with 0 filed in the most recent 12 months against 109 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 18% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 32 states, led by New York with 15 and Florida with 12, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.8/100 places The Regional Adjustment Bureau, Incorporated in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
32
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
18%
After company response
Reputation grade
C
60.8/100 composite
Response-quality profile
How The Regional Adjustment Bureau, Incorporated performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 36.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 57.1%
Share of US states + territories with at least one filed complaint against this collector.
How does The Regional Adjustment Bureau, Incorporated compare to its peers?
The Regional Adjustmen… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-09 2018-08
Top Consumer Issues
Cont'd attempts collect debt not owed29 (%)
Communication tactics20 (%)
Disclosure verification of debt14 (%)
Improper contact or sharing of info18 (%)
Written notification about debt5 (%)
False statements or representation5 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 21 |
| Communication tactics | Frequent or repeated calls | 20 |
| Disclosure verification of debt | Not given enough info to verify debt | 11 |
| Improper contact or sharing of info | Contacted employer after asked not to | 9 |
| Improper contact or sharing of info | Talked to a third party about my debt | 9 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 5 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
Where do complaints against The Regional Adjustment Bureau, Incorporated come from?
The states where consumers have filed the most CFPB complaints against The Regional Adjustment Bureau, Incorporated. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against The Regional Adjustment Bureau, Incorporated
Across 32 states with at least one filing
- New York
New York
15 complaints
- Florida
Florida
12 complaints
- California
California
8 complaints
- Michigan
Michigan
6 complaints
- Georgia 5
Georgia
5 complaints
- Tennessee 4
Tennessee
4 complaints
- North Carolina 4
North Carolina
4 complaints
- Maryland 4
Maryland
4 complaints
Frequently Asked Questions
What is the most common complaint against The Regional Adjustment Bureau, Incorporated? ▼
The most common issue consumers report about The Regional Adjustment Bureau, Incorporated is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 109 complaints filed with the CFPB.
Are complaints against The Regional Adjustment Bureau, Incorporated increasing or decreasing? ▼
Complaints against The Regional Adjustment Bureau, Incorporated have been stable. The company received 0 complaints in the last 12 months.
What is The Regional Adjustment Bureau, Incorporated's reputation grade? ▼
The Regional Adjustment Bureau, Incorporated has a reputation grade of C (score: 60.8/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does The Regional Adjustment Bureau, Incorporated respond to consumer complaints? ▼
The Regional Adjustment Bureau, Incorporated has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.
In how many states does The Regional Adjustment Bureau, Incorporated operate? ▼
The Regional Adjustment Bureau, Incorporated has received CFPB complaints from consumers in 32 states, with the most complaints from New York (15 complaints).
What can I do if The Regional Adjustment Bureau, Incorporated is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If The Regional Adjustment Bureau, Incorporated violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |