Total CFPB complaints
735
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 735 complaints
The Law Offices of Mitchell D. Bluhm & Associates — Debt Collector Complaint Profile
CFPB complaint profile across 41 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about The Law Offices of Mitchell D. Bluhm & Associates
- Attempts to collect debt not owed
Attempts to collect debt not owed
322 complaints
- Written notification about debt
Written notification about debt
171 complaints
- False statements or representation 72
False statements or representation
72 complaints
- Took or threatened to take negative or legal action 43
Took or threatened to take negative or legal action
43 complaints
- Disclosure verification of debt 19
Disclosure verification of debt
19 complaints
- Communication tactics 18
Communication tactics
18 complaints
C
Grade C · 60.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about The Law Offices of Mitchell D. Bluhm & Associates?
The Law Offices of Mitchell D. Bluhm & Associates has accumulated 735 total CFPB complaints across 41 states, with 0 filed in the most recent 12 months against 735 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 4% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 41 states, led by Florida with 255 and Texas with 89, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.1/100 places The Law Offices of Mitchell D. Bluhm & Associates in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
41
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
4%
After company response
Reputation grade
C
60.1/100 composite
Response-quality profile
How The Law Offices of Mitchell D. Bluhm & Associates performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 8.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 73.2%
Share of US states + territories with at least one filed complaint against this collector.
How does The Law Offices of Mitchell D. Bluhm & Associates compare to its peers?
The Law Offices of Mit… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-01 2025-01
Top Consumer Issues
Attempts to collect debt not owed322 (%)
Written notification about debt171 (%)
Took or threatened to take negative or legal action43 (%)
False statements or representation72 (%)
Disclosure verification of debt19 (%)
Communication tactics18 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 190 |
| Written notification about debt | Didn't receive enough information to verify debt | 107 |
| Attempts to collect debt not owed | Debt was paid | 70 |
| Written notification about debt | Didn't receive notice of right to dispute | 64 |
| Attempts to collect debt not owed | Debt was result of identity theft | 62 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 43 |
| False statements or representation | Attempted to collect wrong amount | 37 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 35 |
| Disclosure verification of debt | Not given enough info to verify debt | 19 |
| Communication tactics | Frequent or repeated calls | 18 |
Where do complaints against The Law Offices of Mitchell D. Bluhm & Associates come from?
The states where consumers have filed the most CFPB complaints against The Law Offices of Mitchell D. Bluhm & Associates. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against The Law Offices of Mitchell D. Bluhm & Associates
Across 41 states with at least one filing
- Florida
Florida
255 complaints
- Texas 89
Texas
89 complaints
- Georgia 52
Georgia
52 complaints
- Ohio 42
Ohio
42 complaints
- Virginia 38
Virginia
38 complaints
- Louisiana 32
Louisiana
32 complaints
- Pennsylvania 23
Pennsylvania
23 complaints
- Illinois 18
Illinois
18 complaints
Frequently Asked Questions
What is the most common complaint against The Law Offices of Mitchell D. Bluhm & Associates? ▼
The most common issue consumers report about The Law Offices of Mitchell D. Bluhm & Associates is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 735 complaints filed with the CFPB.
Are complaints against The Law Offices of Mitchell D. Bluhm & Associates increasing or decreasing? ▼
Complaints against The Law Offices of Mitchell D. Bluhm & Associates are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is The Law Offices of Mitchell D. Bluhm & Associates's reputation grade? ▼
The Law Offices of Mitchell D. Bluhm & Associates has a reputation grade of C (score: 60.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does The Law Offices of Mitchell D. Bluhm & Associates respond to consumer complaints? ▼
The Law Offices of Mitchell D. Bluhm & Associates has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 4% of cases.
In how many states does The Law Offices of Mitchell D. Bluhm & Associates operate? ▼
The Law Offices of Mitchell D. Bluhm & Associates has received CFPB complaints from consumers in 41 states, with the most complaints from Florida (255 complaints).
What can I do if The Law Offices of Mitchell D. Bluhm & Associates is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If The Law Offices of Mitchell D. Bluhm & Associates violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |