This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 736 complaints

The Law Offices of Mitchell D. Bluhm & Associates - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade C.

Complaints by issue type

What consumers report about The Law Offices of Mitchell D. Bluhm & Associates

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.1/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: The Law Offices of Mitchell D. Bluhm & Associates ranks ahead of 43% of the 5,283 collectors PlainCollector grades - 57% keep a cleaner CFPB record, on 736 all-time complaints and a 99% timely-response rate.

43rd pct
reputation rank of 5,283 graded collectors
736
CFPB complaints, all-time
99%
answered inside the CFPB window
3
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about The Law Offices of Mitchell D. Bluhm & Associates?

The Law Offices of Mitchell D. Bluhm & Associates has accumulated 736 total CFPB complaints across 41 states, with 3 filed in the most recent 12 months against 733 historical complaints before that window. The trailing-12-month volume represents 0.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 99% timely-response rate against a 4% consumer-dispute-after-response rate.

Complaints have been recorded across 41 states, led by Florida with 256 and Texas with 89. Normalized against the full CFPB collector database, the reputation score of 60.1/100 places The Law Offices of Mitchell D. Bluhm & Associates in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

736

mid-volume (CCDB)

Last 12 months

3

0.4% of all-time complaints

Falling ↓

States active

41

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

4%

low (vertical avg ~19%)

Reputation grade

C

60.1/100 composite

How does The Law Offices of Mitchell D. Bluhm & Associates's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 43rd percentile higher than 43% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

The Law Offices of Mitchell D. Bluhm & Associates versus the debt-collection vertical average.

Timely response within SLA 99.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 4.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 73.2%

Share of US states + territories with at least one filed complaint against this collector.

How does The Law Offices of Mitchell D. Bluhm & Associates compare to its peers?

How does The Law Offices of Mitchell D. Bluhm & Associates compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
The Law Offices of Mit… National average
Complaints (last 12 mo)lower is better
3
212
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
4%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2025-12

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 330
Written notification about debt - 177
False statements or representation - 79
Took or threatened to take negative or legal action - 55
Cont'd attempts collect debt not owed - 29
Disclosure verification of debt - 26
Communication tactics - 22
Threatened to contact someone or share information improperly - 7
Improper contact or sharing of info - 6
Electronic communications - 3

Where do complaints against The Law Offices of Mitchell D. Bluhm & Associates come from?

The Law Offices of Mitchell D. Bluhm & Associates's own per-state count, not a national baseline.

Top states by complaints against The Law Offices of Mitchell D. Bluhm & Associates

Across 41 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if The Law Offices of Mitchell D. Bluhm & Associates contacts you

A grade of C signals how The Law Offices of Mitchell D. Bluhm & Associates's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really The Law Offices of Mitchell D. Bluhm & Associates and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how The Law Offices of Mitchell D. Bluhm & Associates ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against The Law Offices of Mitchell D. Bluhm & Associates? ▼

The most common issue consumers report about The Law Offices of Mitchell D. Bluhm & Associates is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 736 complaints filed with the CFPB.

Are complaints against The Law Offices of Mitchell D. Bluhm & Associates increasing or decreasing? ▼

Complaints against The Law Offices of Mitchell D. Bluhm & Associates are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is The Law Offices of Mitchell D. Bluhm & Associates's reputation grade? ▼

The Law Offices of Mitchell D. Bluhm & Associates has a reputation grade of C (score: 60.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does The Law Offices of Mitchell D. Bluhm & Associates respond to consumer complaints? ▼

The Law Offices of Mitchell D. Bluhm & Associates has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 4% of cases.

In how many states does The Law Offices of Mitchell D. Bluhm & Associates operate? ▼

The Law Offices of Mitchell D. Bluhm & Associates has received CFPB complaints from consumers in 41 states, with the most complaints from Florida (256 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.