This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 55 complaints

Team Recovery Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Complaints by issue type

What consumers report about Team Recovery Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 63.9/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Team Recovery Inc. ranks ahead of 56% of the 5,283 collectors PlainCollector grades - 44% keep a cleaner CFPB record, on 55 all-time complaints and a 95% timely-response rate.

56th pct
reputation rank of 5,283 graded collectors
55
CFPB complaints, all-time
95%
answered inside the CFPB window
7
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Team Recovery Inc.?

Team Recovery Inc. has accumulated 55 total CFPB complaints across 3 states, with 7 filed in the most recent 12 months against 48 historical complaints before that window. The trailing-12-month volume represents 12.7% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt". The company posts a 95% timely-response rate against a 10% consumer-dispute-after-response rate.

Complaints have been recorded across 3 states, led by Ohio with 53 and Georgia with 1. Normalized against the full CFPB collector database, the reputation score of 63.9/100 places Team Recovery Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

55

low-volume (CCDB)

Last 12 months

7

12.7% of all-time complaints

Falling ↓

States active

3

limited footprint

Timely response rate

95%

good band

Consumer disputes

10%

average (vertical avg ~19%)

Reputation grade

C

63.9/100 composite

How does Team Recovery Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

64 56th percentile higher than 56% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Team Recovery Inc. versus the debt-collection vertical average.

Timely response within SLA 94.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 10.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 5.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Team Recovery Inc. compare to its peers?

How does Team Recovery Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Team Recovery Inc. National average
Complaints (last 12 mo)lower is better
7
0
268
Timely-response ratehigher is better
95%
95%
91%
Consumer-dispute ratelower is better
10%
35%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2024-11

Issue Detail Breakdown

Issue Sub-Issue Complaints
Written notification about debt - 15
Attempts to collect debt not owed - 13
Communication tactics - 10
False statements or representation - 6
Took or threatened to take negative or legal action - 4
Cont'd attempts collect debt not owed - 3
Disclosure verification of debt - 3
Taking/threatening an illegal action - 1

Where do complaints against Team Recovery Inc. come from?

Team Recovery Inc.'s own per-state count, not a national baseline.

Top states by complaints against Team Recovery Inc.

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Team Recovery Inc. contacts you

A grade of C signals how Team Recovery Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Team Recovery Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Team Recovery Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Team Recovery Inc.? ▼

The most common issue consumers report about Team Recovery Inc. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 55 complaints filed with the CFPB.

Are complaints against Team Recovery Inc. increasing or decreasing? ▼

Complaints against Team Recovery Inc. are falling. The company received 7 complaints in the last 12 months, showing improvement over prior periods.

What is Team Recovery Inc.'s reputation grade? ▼

Team Recovery Inc. has a reputation grade of C (score: 63.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Team Recovery Inc. respond to consumer complaints? ▼

Team Recovery Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.

In how many states does Team Recovery Inc. operate? ▼

Team Recovery Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from Ohio (53 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.