Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
SW Linear Investment Group, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about SW Linear Investment Group, LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
D
Grade D · 58.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about SW Linear Investment Group, LLC?
SW Linear Investment Group, LLC has accumulated 4 total CFPB complaints across 4 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt was discharged in bankruptcy", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 25% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Michigan with 1 and Maryland with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.8/100 places SW Linear Investment Group, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
4
Distinct state filings
Timely response rate
25%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
D
58.8/100 composite
Response-quality profile
How SW Linear Investment Group, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 25.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does SW Linear Investment Group, LLC compare to its peers?
SW Linear Investment G… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-07 2023-06
Top Consumer Issues
Cont'd attempts collect debt not owed1 (%)
Took or threatened to take negative or legal action2 (%)
Attempts to collect debt not owed1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt was discharged in bankruptcy
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
Where do complaints against SW Linear Investment Group, LLC come from?
The states where consumers have filed the most CFPB complaints against SW Linear Investment Group, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against SW Linear Investment Group, LLC
Across 4 states with at least one filing
- Michigan
Michigan
1 complaints
- Maryland
Maryland
1 complaints
- Wisconsin
Wisconsin
1 complaints
- Texas
Texas
1 complaints
Frequently Asked Questions
What is the most common complaint against SW Linear Investment Group, LLC? ▼
The most common issue consumers report about SW Linear Investment Group, LLC is "Cont'd attempts collect debt not owed", specifically "Debt was discharged in bankruptcy". This is based on 4 complaints filed with the CFPB.
Are complaints against SW Linear Investment Group, LLC increasing or decreasing? ▼
Complaints against SW Linear Investment Group, LLC have been stable. The company received 0 complaints in the last 12 months.
What is SW Linear Investment Group, LLC's reputation grade? ▼
SW Linear Investment Group, LLC has a reputation grade of D (score: 58.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does SW Linear Investment Group, LLC respond to consumer complaints? ▼
SW Linear Investment Group, LLC has a 25% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does SW Linear Investment Group, LLC operate? ▼
SW Linear Investment Group, LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Michigan (1 complaints).
What can I do if SW Linear Investment Group, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If SW Linear Investment Group, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |