This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
State Home Mortgage - Debt Collector Complaint Profile
CFPB complaint profile across 1 states, reputation grade F.
Complaints by issue type
What consumers report about State Home Mortgage
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- False statements or representation
False statements or representation
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record state-home-mortgage State Home Mortgage
Grade F · 9 CFPB filings · 40% timely · lead issue: Took or threatened to take negative or legal action · vol #2648 · compose #5051
- VOL 9
- GRADE F
- 12MO 0
- STATES 1
- TIMELY 40%
- DISPUTE 67%
- ISSUE Took or threatened to take…
- RANK #2,648
- COMPOSE #5,051
Volume peers
Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)
State Home Mortgage's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
100.0% of State Home Mortgage's CFPB filings land in Georgia
High volume does not equal a clean composite: State Home Mortgage is volume #2,648 but composite #5,051, while Georgia dominates the geography. Corpus placement method.
- Dominant state
- Georgia 100.0%
- 9 of 9 filings · 1 states touched
- Spike month
- 2016-09 16.7%
- 1 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #2,648 volume
- #5,051 composite
- Cleanest-composite ladder is 2,403 places worse than volume
How does State Home Mortgage compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 2 |
| Attempts to collect debt not owed | 1 |
| Communication tactics | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
Where do complaints against State Home Mortgage come from?
State Home Mortgage's own per-state count, not a national baseline.
Top states by complaints against State Home Mortgage
Across 1 states with at least one filing
- Georgia
Georgia
9 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for State Home Mortgage: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 9.
Know your rights before responding to State Home Mortgage: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |