This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 236 complaints

Starmark Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 31 states, reputation grade F.

Complaints by issue type

What consumers report about Starmark Financial LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 51.7/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Starmark Financial LLC ranks ahead of 18% of the 5,283 collectors PlainCollector grades - 82% keep a cleaner CFPB record, on 236 all-time complaints and a 100% timely-response rate.

18th pct
reputation rank of 5,283 graded collectors
236
CFPB complaints, all-time
100%
answered inside the CFPB window
147
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Starmark Financial LLC?

Starmark Financial LLC has accumulated 236 total CFPB complaints across 31 states, with 147 filed in the most recent 12 months against 89 historical complaints before that window. The trailing-12-month volume represents 62.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate.

Complaints have been recorded across 31 states, led by Texas with 83 and Florida with 19. Normalized against the full CFPB collector database, the reputation score of 51.7/100 places Starmark Financial LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

236

mid-volume (CCDB)

Last 12 months

147

62.3% of all-time complaints

Rising ↑

States active

31

multi-region footprint

Timely response rate

100%

excellent band

Reputation grade

F

51.7/100 composite

How does Starmark Financial LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

52 Bottom 18% higher than 18% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Starmark Financial LLC versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 55.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Starmark Financial LLC compare to its peers?

How does Starmark Financial LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Starmark Financial LLC National average
Complaints (last 12 mo)lower is better
147
56
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
41%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 100
Written notification about debt - 33
Communication tactics - 33
Took or threatened to take negative or legal action - 32
False statements or representation - 20
Threatened to contact someone or share information improperly - 14
Electronic communications - 4

Where do complaints against Starmark Financial LLC come from?

Starmark Financial LLC's own per-state count, not a national baseline.

Top states by complaints against Starmark Financial LLC

Across 31 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Starmark Financial LLC contacts you

A grade of F signals how Starmark Financial LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Starmark Financial LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Starmark Financial LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Starmark Financial LLC? ▼

The most common issue consumers report about Starmark Financial LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 236 complaints filed with the CFPB.

Are complaints against Starmark Financial LLC increasing or decreasing? ▼

Complaints against Starmark Financial LLC are rising. The company received 147 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Starmark Financial LLC's reputation grade? ▼

Starmark Financial LLC has a reputation grade of F (score: 51.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Starmark Financial LLC respond to consumer complaints? ▼

Starmark Financial LLC has a 100% timely response rate to CFPB complaints.

In how many states does Starmark Financial LLC operate? ▼

Starmark Financial LLC has received CFPB complaints from consumers in 31 states, with the most complaints from Texas (83 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.