Total CFPB complaints
100
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 100 complaints
Stallings Financial Group, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 15 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Stallings Financial Group, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
33 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
18 complaints
- Written notification about debt
Written notification about debt
16 complaints
- Disclosure verification of debt 9
Disclosure verification of debt
9 complaints
- False statements or representation 4
False statements or representation
4 complaints
- Improper contact or sharing of info 3
Improper contact or sharing of info
3 complaints
D
Grade D · 56.1/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Stallings Financial Group, Inc.?
Stallings Financial Group, Inc. has accumulated 100 total CFPB complaints across 15 states, with 0 filed in the most recent 12 months against 100 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 39% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 15 states, led by Georgia with 77 and Florida with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.1/100 places Stallings Financial Group, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
15
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
39%
After company response
Reputation grade
D
56.1/100 composite
Response-quality profile
How Stallings Financial Group, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 78.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 26.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Stallings Financial Group, Inc. compare to its peers?
Stallings Financial Gr… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2020-01 2023-12
Top Consumer Issues
Attempts to collect debt not owed33 (%)
Written notification about debt16 (%)
Disclosure verification of debt9 (%)
Cont'd attempts collect debt not owed18 (%)
False statements or representation4 (%)
Improper contact or sharing of info3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 26 |
| Written notification about debt | Didn't receive enough information to verify debt | 10 |
| Disclosure verification of debt | Not given enough info to verify debt | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 8 |
| Cont'd attempts collect debt not owed | Debt is not mine | 7 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
| False statements or representation | Attempted to collect wrong amount | 4 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 3 |
| Improper contact or sharing of info | Talked to a third party about my debt | 3 |
Where do complaints against Stallings Financial Group, Inc. come from?
The states where consumers have filed the most CFPB complaints against Stallings Financial Group, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Stallings Financial Group, Inc.
Across 15 states with at least one filing
- Georgia
Georgia
77 complaints
- Florida 3
Florida
3 complaints
- Nevada 3
Nevada
3 complaints
- Pennsylvania 2
Pennsylvania
2 complaints
- Tennessee 2
Tennessee
2 complaints
- Texas 2
Texas
2 complaints
- Mississippi 1
Mississippi
1 complaints
- California 1
California
1 complaints
Frequently Asked Questions
What is the most common complaint against Stallings Financial Group, Inc.? ▼
The most common issue consumers report about Stallings Financial Group, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 100 complaints filed with the CFPB.
Are complaints against Stallings Financial Group, Inc. increasing or decreasing? ▼
Complaints against Stallings Financial Group, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Stallings Financial Group, Inc.'s reputation grade? ▼
Stallings Financial Group, Inc. has a reputation grade of D (score: 56.1/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Stallings Financial Group, Inc. respond to consumer complaints? ▼
Stallings Financial Group, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 39% of cases.
In how many states does Stallings Financial Group, Inc. operate? ▼
Stallings Financial Group, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from Georgia (77 complaints).
What can I do if Stallings Financial Group, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Stallings Financial Group, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |