This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 12 complaints

South East Collection Specialist - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Complaints by issue type

What consumers report about South East Collection Specialist

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 42.8/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: South East Collection Specialist ranks ahead of 6% of the 5,283 collectors PlainCollector grades - 94% keep a cleaner CFPB record, on 12 all-time complaints and a 0% timely-response rate.

6th pct
reputation rank of 5,283 graded collectors
12
CFPB complaints, all-time
0%
answered inside the CFPB window
4
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about South East Collection Specialist?

South East Collection Specialist has accumulated 12 total CFPB complaints across 10 states, with 4 filed in the most recent 12 months against 8 historical complaints before that window. The trailing-12-month volume represents 33.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls". The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 10 states, led by Georgia with 2 and North Dakota with 2. Normalized against the full CFPB collector database, the reputation score of 42.8/100 places South East Collection Specialist in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

12

low-volume (CCDB)

Last 12 months

4

33.3% of all-time complaints

Rising ↑

States active

10

regional footprint

Timely response rate

0%

below sla band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

F

42.8/100 composite

How does South East Collection Specialist's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

43 Bottom 6% higher than 6% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

South East Collection Specialist versus the debt-collection vertical average.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does South East Collection Specialist compare to its peers?

How does South East Collection Specialist compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
South East Collection … National average
Complaints (last 12 mo)lower is better
4
7
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-04 2021-10

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics - 6
Attempts to collect debt not owed - 2
False statements or representation - 2
Took or threatened to take negative or legal action - 1
Threatened to contact someone or share information improperly - 1

Where do complaints against South East Collection Specialist come from?

South East Collection Specialist's own per-state count, not a national baseline.

Top states by complaints against South East Collection Specialist

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if South East Collection Specialist contacts you

A grade of F signals how South East Collection Specialist's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really South East Collection Specialist and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how South East Collection Specialist ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against South East Collection Specialist? ▼

The most common issue consumers report about South East Collection Specialist is "Communication tactics", specifically "Frequent or repeated calls". This is based on 12 complaints filed with the CFPB.

Are complaints against South East Collection Specialist increasing or decreasing? ▼

Complaints against South East Collection Specialist are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is South East Collection Specialist's reputation grade? ▼

South East Collection Specialist has a reputation grade of F (score: 42.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does South East Collection Specialist respond to consumer complaints? ▼

South East Collection Specialist has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does South East Collection Specialist operate? ▼

South East Collection Specialist has received CFPB complaints from consumers in 10 states, with the most complaints from Georgia (2 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.