This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 6 complaints

Sokaogon Finance, Inc. — Debt Collector Complaint Profile

CFPB complaint profile across 6 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Sokaogon Finance, Inc.

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 72.3/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about Sokaogon Finance, Inc.?

Sokaogon Finance, Inc. has accumulated 6 total CFPB complaints across 6 states, with 0 filed in the most recent 12 months against 6 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Improper contact or sharing of info", narrowing to "Talked to a third party about my debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 83% timely-response rate against a 17% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 6 states, led by Michigan with 1 and New Mexico with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 72.3/100 places Sokaogon Finance, Inc. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

6

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

6

Distinct state filings

Timely response rate

83%

Within CFPB SLA window

Consumer disputes

17%

After company response

Reputation grade

B

72.3/100 composite

Response-quality profile

How Sokaogon Finance, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 83.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 33.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 10.7%

Share of US states + territories with at least one filed complaint against this collector.

How does Sokaogon Finance, Inc. compare to its peers?

How does Sokaogon Finance, Inc. compare? Versus a peer and the national average across 60+ high-volume collectors
Sokaogon Finance, Inc. National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
83%
100%
91%
Consumer-dispute ratelower is better
17%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-02 2016-11

Top Consumer Issues

Improper contact or sharing of info2 (%)
Communication tactics2 (%)
Disclosure verification of debt1 (%)
False statements or representation1 (%)

Most common issue: Improper contact or sharing of info — Talked to a third party about my debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Improper contact or sharing of info Talked to a third party about my debt 2
Communication tactics Frequent or repeated calls 1
Disclosure verification of debt Not disclosed as an attempt to collect 1
False statements or representation Attempted to collect wrong amount 1
Communication tactics Threatened to take legal action 1

Where do complaints against Sokaogon Finance, Inc. come from?

The states where consumers have filed the most CFPB complaints against Sokaogon Finance, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Sokaogon Finance, Inc.

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Sokaogon Finance, Inc.?

The most common issue consumers report about Sokaogon Finance, Inc. is "Improper contact or sharing of info", specifically "Talked to a third party about my debt". This is based on 6 complaints filed with the CFPB.

Are complaints against Sokaogon Finance, Inc. increasing or decreasing?

Complaints against Sokaogon Finance, Inc. have been stable. The company received 0 complaints in the last 12 months.

What is Sokaogon Finance, Inc.'s reputation grade?

Sokaogon Finance, Inc. has a reputation grade of B (score: 72.3/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does Sokaogon Finance, Inc. respond to consumer complaints?

Sokaogon Finance, Inc. has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Sokaogon Finance, Inc. operate?

Sokaogon Finance, Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Michigan (1 complaints).

What can I do if Sokaogon Finance, Inc. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Sokaogon Finance, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial