Total CFPB complaints
56
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 56 complaints
Skopos Financial, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 19 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Skopos Financial, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
23 complaints
- Took or threatened to take negative or legal action 9
Took or threatened to take negative or legal action
9 complaints
- False statements or representation 8
False statements or representation
8 complaints
- Communication tactics 6
Communication tactics
6 complaints
- Written notification about debt 5
Written notification about debt
5 complaints
B
Grade B · 66.2/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Skopos Financial, LLC?
Skopos Financial, LLC has accumulated 56 total CFPB complaints across 19 states, with 21 filed in the most recent 12 months against 35 historical complaints before that window. The trailing-12-month volume represents 37.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 19 states, led by Texas with 13 and Georgia with 10, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.2/100 places Skopos Financial, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
21
37.5% of total history
Rising ↑
States active
19
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
B
66.2/100 composite
Response-quality profile
How Skopos Financial, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 94.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 33.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Skopos Financial, LLC compare to its peers?
Skopos Financial, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-08 2026-03
Top Consumer Issues
Attempts to collect debt not owed23 (%)
Took or threatened to take negative or legal action9 (%)
False statements or representation8 (%)
Communication tactics6 (%)
Written notification about debt5 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 12 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 9 |
| False statements or representation | Attempted to collect wrong amount | 8 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Communication tactics | Frequent or repeated calls | 4 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
Where do complaints against Skopos Financial, LLC come from?
The states where consumers have filed the most CFPB complaints against Skopos Financial, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Skopos Financial, LLC
Across 19 states with at least one filing
- Texas
Texas
13 complaints
- Georgia
Georgia
10 complaints
- Florida
Florida
6 complaints
- California 4
California
4 complaints
- Ohio 3
Ohio
3 complaints
- South Carolina 3
South Carolina
3 complaints
- Missouri 3
Missouri
3 complaints
- Illinois 2
Illinois
2 complaints
Frequently Asked Questions
What is the most common complaint against Skopos Financial, LLC? ▼
The most common issue consumers report about Skopos Financial, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 56 complaints filed with the CFPB.
Are complaints against Skopos Financial, LLC increasing or decreasing? ▼
Complaints against Skopos Financial, LLC are rising. The company received 21 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Skopos Financial, LLC's reputation grade? ▼
Skopos Financial, LLC has a reputation grade of B (score: 66.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Skopos Financial, LLC respond to consumer complaints? ▼
Skopos Financial, LLC has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Skopos Financial, LLC operate? ▼
Skopos Financial, LLC has received CFPB complaints from consumers in 19 states, with the most complaints from Texas (13 complaints).
What can I do if Skopos Financial, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Skopos Financial, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |