Total CFPB complaints
46
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 46 complaints
Skagit Bonded Collectors, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Skagit Bonded Collectors, LLC
- Written notification about debt
Written notification about debt
14 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
8 complaints
- False statements or representation 5
False statements or representation
5 complaints
- Disclosure verification of debt 4
Disclosure verification of debt
4 complaints
- Improper contact or sharing of info 3
Improper contact or sharing of info
3 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
C
Grade C · 64.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Skagit Bonded Collectors, LLC?
Skagit Bonded Collectors, LLC has accumulated 46 total CFPB complaints across 3 states, with 0 filed in the most recent 12 months against 46 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 20% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Washington with 43 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 64.1/100 places Skagit Bonded Collectors, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
20%
After company response
Reputation grade
C
64.1/100 composite
Response-quality profile
How Skagit Bonded Collectors, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 40.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Skagit Bonded Collectors, LLC compare to its peers?
Skagit Bonded Collecto… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-05 2024-12
Top Consumer Issues
Written notification about debt14 (%)
Attempts to collect debt not owed8 (%)
False statements or representation5 (%)
Improper contact or sharing of info3 (%)
Took or threatened to take negative or legal action2 (%)
Disclosure verification of debt4 (%)
Cont'd attempts collect debt not owed2 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 10 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Written notification about debt | Didn't receive notice of right to dispute | 4 |
| Improper contact or sharing of info | Talked to a third party about my debt | 3 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 2 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 2 |
Where do complaints against Skagit Bonded Collectors, LLC come from?
The states where consumers have filed the most CFPB complaints against Skagit Bonded Collectors, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Skagit Bonded Collectors, LLC
Across 3 states with at least one filing
- Washington
Washington
43 complaints
- Texas 2
Texas
2 complaints
- Indiana 1
Indiana
1 complaints
Frequently Asked Questions
What is the most common complaint against Skagit Bonded Collectors, LLC? ▼
The most common issue consumers report about Skagit Bonded Collectors, LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 46 complaints filed with the CFPB.
Are complaints against Skagit Bonded Collectors, LLC increasing or decreasing? ▼
Complaints against Skagit Bonded Collectors, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Skagit Bonded Collectors, LLC's reputation grade? ▼
Skagit Bonded Collectors, LLC has a reputation grade of C (score: 64.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Skagit Bonded Collectors, LLC respond to consumer complaints? ▼
Skagit Bonded Collectors, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.
In how many states does Skagit Bonded Collectors, LLC operate? ▼
Skagit Bonded Collectors, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Washington (43 complaints).
What can I do if Skagit Bonded Collectors, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Skagit Bonded Collectors, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |