Total CFPB complaints
455
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 455 complaints
SIMM Associates, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 47 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about SIMM Associates, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
132 complaints
- Communication tactics
Communication tactics
57 complaints
- Written notification about debt 42
Written notification about debt
42 complaints
- False statements or representation 29
False statements or representation
29 complaints
- Cont'd attempts collect debt not owed 21
Cont'd attempts collect debt not owed
21 complaints
- Electronic communications 14
Electronic communications
14 complaints
D
Grade D · 57.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about SIMM Associates, Inc.?
SIMM Associates, Inc. has accumulated 455 total CFPB complaints across 47 states, with 79 filed in the most recent 12 months against 376 historical complaints before that window. The trailing-12-month volume represents 17.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 47 states, led by California with 55 and Florida with 48, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.5/100 places SIMM Associates, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
79
17.4% of total history
Rising ↑
States active
47
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
D
57.5/100 composite
Response-quality profile
How SIMM Associates, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.8%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 83.9%
Share of US states + territories with at least one filed complaint against this collector.
How does SIMM Associates, Inc. compare to its peers?
SIMM Associates, Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed132 (%)
Communication tactics57 (%)
False statements or representation29 (%)
Written notification about debt42 (%)
Cont'd attempts collect debt not owed21 (%)
Electronic communications14 (%)
Took or threatened to take negative or legal action11 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 87 |
| Communication tactics | Frequent or repeated calls | 57 |
| False statements or representation | Attempted to collect wrong amount | 29 |
| Written notification about debt | Didn't receive enough information to verify debt | 29 |
| Attempts to collect debt not owed | Debt was paid | 25 |
| Cont'd attempts collect debt not owed | Debt is not mine | 21 |
| Attempts to collect debt not owed | Debt was result of identity theft | 20 |
| Electronic communications | Frequent or repeated messages | 14 |
| Written notification about debt | Didn't receive notice of right to dispute | 13 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 11 |
Where do complaints against SIMM Associates, Inc. come from?
The states where consumers have filed the most CFPB complaints against SIMM Associates, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against SIMM Associates, Inc.
Across 47 states with at least one filing
- California
California
55 complaints
- Florida
Florida
48 complaints
- Texas
Texas
31 complaints
- New York
New York
22 complaints
- Georgia
Georgia
22 complaints
- Pennsylvania 19
Pennsylvania
19 complaints
- North Carolina 16
North Carolina
16 complaints
- Ohio 16
Ohio
16 complaints
Frequently Asked Questions
What is the most common complaint against SIMM Associates, Inc.? ▼
The most common issue consumers report about SIMM Associates, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 455 complaints filed with the CFPB.
Are complaints against SIMM Associates, Inc. increasing or decreasing? ▼
Complaints against SIMM Associates, Inc. are rising. The company received 79 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is SIMM Associates, Inc.'s reputation grade? ▼
SIMM Associates, Inc. has a reputation grade of D (score: 57.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does SIMM Associates, Inc. respond to consumer complaints? ▼
SIMM Associates, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does SIMM Associates, Inc. operate? ▼
SIMM Associates, Inc. has received CFPB complaints from consumers in 47 states, with the most complaints from California (55 complaints).
What can I do if SIMM Associates, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If SIMM Associates, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |