This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 487 complaints

SIMM Associates, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 47 states, reputation grade D.

Complaints by issue type

What consumers report about SIMM Associates, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.5/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: SIMM Associates, Inc. ranks ahead of 33% of the 5,283 collectors PlainCollector grades - 67% keep a cleaner CFPB record, on 487 all-time complaints and a 96% timely-response rate.

33rd pct
reputation rank of 5,283 graded collectors
487
CFPB complaints, all-time
96%
answered inside the CFPB window
90
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about SIMM Associates, Inc.?

SIMM Associates, Inc. has accumulated 487 total CFPB complaints across 47 states, with 90 filed in the most recent 12 months against 397 historical complaints before that window. The trailing-12-month volume represents 18.5% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 96% timely-response rate against a 13% consumer-dispute-after-response rate.

Complaints have been recorded across 47 states, led by California with 57 and Florida with 53. Normalized against the full CFPB collector database, the reputation score of 57.5/100 places SIMM Associates, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

487

mid-volume (CCDB)

Last 12 months

90

18.5% of all-time complaints

Stable →

States active

47

multi-region footprint

Timely response rate

96%

excellent band

Consumer disputes

13%

average (vertical avg ~19%)

Reputation grade

D

57.5/100 composite

How does SIMM Associates, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

58 33rd percentile higher than 33% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

SIMM Associates, Inc. versus the debt-collection vertical average.

Timely response within SLA 95.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 12.5%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 83.9%

Share of US states + territories with at least one filed complaint against this collector.

How does SIMM Associates, Inc. compare to its peers?

How does SIMM Associates, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
SIMM Associates, Inc. National average
Complaints (last 12 mo)lower is better
90
0
268
Timely-response ratehigher is better
96%
94%
91%
Consumer-dispute ratelower is better
13%
15%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 148
Communication tactics - 101
Written notification about debt - 51
False statements or representation - 39
Electronic communications - 28
Cont'd attempts collect debt not owed - 27
Improper contact or sharing of info - 27
Took or threatened to take negative or legal action - 22
Threatened to contact someone or share information improperly - 22
Disclosure verification of debt - 15

Where do complaints against SIMM Associates, Inc. come from?

SIMM Associates, Inc.'s own per-state count, not a national baseline.

Top states by complaints against SIMM Associates, Inc.

Across 47 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if SIMM Associates, Inc. contacts you

A grade of D signals how SIMM Associates, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really SIMM Associates, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how SIMM Associates, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against SIMM Associates, Inc.? ▼

The most common issue consumers report about SIMM Associates, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 487 complaints filed with the CFPB.

Are complaints against SIMM Associates, Inc. increasing or decreasing? ▼

Complaints against SIMM Associates, Inc. have been stable. The company received 90 complaints in the last 12 months.

What is SIMM Associates, Inc.'s reputation grade? ▼

SIMM Associates, Inc. has a reputation grade of D (score: 57.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does SIMM Associates, Inc. respond to consumer complaints? ▼

SIMM Associates, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does SIMM Associates, Inc. operate? ▼

SIMM Associates, Inc. has received CFPB complaints from consumers in 47 states, with the most complaints from California (57 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.