This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 51 complaints

Silverman Theologou, LLP — Debt Collector Complaint Profile

CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Silverman Theologou, LLP

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 56.0/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Silverman Theologou, LLP?

Silverman Theologou, LLP has accumulated 51 total CFPB complaints across 8 states, with 10 filed in the most recent 12 months against 41 historical complaints before that window. The trailing-12-month volume represents 19.6% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 8 states, led by Maryland with 25 and California with 9, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.0/100 places Silverman Theologou, LLP in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

51

All-time across CCDB intake

Last 12 months

10

19.6% of total history

Falling ↓

States active

8

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

D

56.0/100 composite

Response-quality profile

How Silverman Theologou, LLP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 14.3%

Share of US states + territories with at least one filed complaint against this collector.

How does Silverman Theologou, LLP compare to its peers?

How does Silverman Theologou, LLP compare? Versus a peer and the national average across 60+ high-volume collectors
Silverman Theologou, L… National average
Complaints (last 12 mo)lower is better
10
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2022-12 2026-02

Top Consumer Issues

False statements or representation12 (%)
Written notification about debt10 (%)
Attempts to collect debt not owed10 (%)
Took or threatened to take negative or legal action9 (%)
Communication tactics2 (%)

Most common issue: False statements or representation — Attempted to collect wrong amount

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
False statements or representation Attempted to collect wrong amount 8
Written notification about debt Didn't receive notice of right to dispute 7
Attempts to collect debt not owed Debt was result of identity theft 6
False statements or representation Impersonated attorney, law enforcement, or government official 4
Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit 4
Attempts to collect debt not owed Debt was paid 4
Written notification about debt Didn't receive enough information to verify debt 3
Took or threatened to take negative or legal action Seized or attempted to seize your property 3
Communication tactics Used obscene, profane, or other abusive language 2
Took or threatened to take negative or legal action Threatened to sue you for very old debt 2

Where do complaints against Silverman Theologou, LLP come from?

The states where consumers have filed the most CFPB complaints against Silverman Theologou, LLP. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Silverman Theologou, LLP

Across 8 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Silverman Theologou, LLP?

The most common issue consumers report about Silverman Theologou, LLP is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 51 complaints filed with the CFPB.

Are complaints against Silverman Theologou, LLP increasing or decreasing?

Complaints against Silverman Theologou, LLP are falling. The company received 10 complaints in the last 12 months, showing improvement over prior periods.

What is Silverman Theologou, LLP's reputation grade?

Silverman Theologou, LLP has a reputation grade of D (score: 56.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Silverman Theologou, LLP respond to consumer complaints?

Silverman Theologou, LLP has a 100% timely response rate to CFPB complaints.

In how many states does Silverman Theologou, LLP operate?

Silverman Theologou, LLP has received CFPB complaints from consumers in 8 states, with the most complaints from Maryland (25 complaints).

What can I do if Silverman Theologou, LLP is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Silverman Theologou, LLP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial