This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 77 complaints

Sessoms & Rogers, P.A. — Debt Collector Complaint Profile

CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Sessoms & Rogers, P.A.

complaints
Source CFPB Consumer Complaint Database
C

Grade C · 61.1/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

What do CFPB complaints reveal about Sessoms & Rogers, P.A.?

Sessoms & Rogers, P.A. has accumulated 77 total CFPB complaints across 4 states, with 0 filed in the most recent 12 months against 77 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 21% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 4 states, led by North Carolina with 71 and South Carolina with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.1/100 places Sessoms & Rogers, P.A. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

77

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Falling ↓

States active

4

Distinct state filings

Timely response rate

99%

Within CFPB SLA window

Consumer disputes

21%

After company response

Reputation grade

C

61.1/100 composite

Response-quality profile

How Sessoms & Rogers, P.A. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 98.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 42.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 7.1%

Share of US states + territories with at least one filed complaint against this collector.

How does Sessoms & Rogers, P.A. compare to its peers?

How does Sessoms & Rogers, P.A. compare? Versus a peer and the national average across 60+ high-volume collectors
Sessoms & Rogers, P.A. National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
21%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2018-11 2024-05

Top Consumer Issues

Took or threatened to take negative or legal action12 (%)
Disclosure verification of debt7 (%)
False statements or representation10 (%)
Taking/threatening an illegal action8 (%)
Attempts to collect debt not owed5 (%)
Cont'd attempts collect debt not owed4 (%)
Written notification about debt4 (%)

Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action Threatened to sue you for very old debt 8
Disclosure verification of debt Not given enough info to verify debt 7
False statements or representation Attempted to collect wrong amount 6
Taking/threatening an illegal action Seized/Attempted to seize property 5
Attempts to collect debt not owed Debt is not yours 5
Cont'd attempts collect debt not owed Debt is not mine 4
Took or threatened to take negative or legal action Collected or attempted to collect exempt funds 4
Written notification about debt Didn't receive enough information to verify debt 4
False statements or representation Impersonated attorney, law enforcement, or government official 4
Taking/threatening an illegal action Threatened to sue on too old debt 3

Where do complaints against Sessoms & Rogers, P.A. come from?

The states where consumers have filed the most CFPB complaints against Sessoms & Rogers, P.A.. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Sessoms & Rogers, P.A.

Across 4 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Sessoms & Rogers, P.A.?

The most common issue consumers report about Sessoms & Rogers, P.A. is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 77 complaints filed with the CFPB.

Are complaints against Sessoms & Rogers, P.A. increasing or decreasing?

Complaints against Sessoms & Rogers, P.A. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Sessoms & Rogers, P.A.'s reputation grade?

Sessoms & Rogers, P.A. has a reputation grade of C (score: 61.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.

Does Sessoms & Rogers, P.A. respond to consumer complaints?

Sessoms & Rogers, P.A. has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Sessoms & Rogers, P.A. operate?

Sessoms & Rogers, P.A. has received CFPB complaints from consumers in 4 states, with the most complaints from North Carolina (71 complaints).

What can I do if Sessoms & Rogers, P.A. is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Sessoms & Rogers, P.A. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial