This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 330 complaints

Second Round Limited Partnership, Austin, TX Branch — Debt Collector Complaint Profile

CFPB complaint profile across 41 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Second Round Limited Partnership, Austin, TX Branch

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 52.3/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Second Round Limited Partnership, Austin, TX Branch?

Second Round Limited Partnership, Austin, TX Branch has accumulated 330 total CFPB complaints across 41 states, with 10 filed in the most recent 12 months against 320 historical complaints before that window. The trailing-12-month volume represents 3.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 32% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 41 states, led by Florida with 43 and Texas with 32, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 52.3/100 places Second Round Limited Partnership, Austin, TX Branch in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

330

All-time across CCDB intake

Last 12 months

10

3.0% of total history

Falling ↓

States active

41

Distinct state filings

Timely response rate

93%

Within CFPB SLA window

Consumer disputes

32%

After company response

Reputation grade

D

52.3/100 composite

Response-quality profile

How Second Round Limited Partnership, Austin, TX Branch performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 93.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 63.2%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 73.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Second Round Limited Partnership, Austin, TX Branch compare to its peers?

How does Second Round Limited Partnership, Austin, TX Branch compare? Versus a peer and the national average across 60+ high-volume collectors
Second Round Limited P… National average
Complaints (last 12 mo)lower is better
10
22,938
250
Timely-response ratehigher is better
93%
100%
91%
Consumer-dispute ratelower is better
32%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2022-08 2025-10

Top Consumer Issues

Attempts to collect debt not owed94 (%)
Written notification about debt59 (%)
Cont'd attempts collect debt not owed46 (%)
Disclosure verification of debt37 (%)
False statements or representation15 (%)

Most common issue: Attempts to collect debt not owed — Debt is not yours

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed Debt is not yours 60
Written notification about debt Didn't receive enough information to verify debt 42
Cont'd attempts collect debt not owed Debt is not mine 32
Disclosure verification of debt Not given enough info to verify debt 28
Attempts to collect debt not owed Debt was paid 21
Written notification about debt Didn't receive notice of right to dispute 17
False statements or representation Attempted to collect wrong amount 15
Cont'd attempts collect debt not owed Debt was paid 14
Attempts to collect debt not owed Debt was result of identity theft 13
Disclosure verification of debt Right to dispute notice not received 9

Where do complaints against Second Round Limited Partnership, Austin, TX Branch come from?

The states where consumers have filed the most CFPB complaints against Second Round Limited Partnership, Austin, TX Branch. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Second Round Limited Partnership, Austin, TX Branch

Across 41 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Second Round Limited Partnership, Austin, TX Branch?

The most common issue consumers report about Second Round Limited Partnership, Austin, TX Branch is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 330 complaints filed with the CFPB.

Are complaints against Second Round Limited Partnership, Austin, TX Branch increasing or decreasing?

Complaints against Second Round Limited Partnership, Austin, TX Branch are falling. The company received 10 complaints in the last 12 months, showing improvement over prior periods.

What is Second Round Limited Partnership, Austin, TX Branch's reputation grade?

Second Round Limited Partnership, Austin, TX Branch has a reputation grade of D (score: 52.3/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Second Round Limited Partnership, Austin, TX Branch respond to consumer complaints?

Second Round Limited Partnership, Austin, TX Branch has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 32% of cases.

In how many states does Second Round Limited Partnership, Austin, TX Branch operate?

Second Round Limited Partnership, Austin, TX Branch has received CFPB complaints from consumers in 41 states, with the most complaints from Florida (43 complaints).

What can I do if Second Round Limited Partnership, Austin, TX Branch is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Second Round Limited Partnership, Austin, TX Branch violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial