This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 340 complaints

Seattle Service Bureau, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade D.

Complaints by issue type

What consumers report about Seattle Service Bureau, Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.2/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Seattle Service Bureau, Inc ranks ahead of 26% of the 5,283 collectors PlainCollector grades - 74% keep a cleaner CFPB record, on 340 all-time complaints and a 87% timely-response rate.

26th pct
reputation rank of 5,283 graded collectors
340
CFPB complaints, all-time
87%
answered inside the CFPB window
77
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Seattle Service Bureau, Inc?

Seattle Service Bureau, Inc has accumulated 340 total CFPB complaints across 41 states, with 77 filed in the most recent 12 months against 263 historical complaints before that window. The trailing-12-month volume represents 22.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 87% timely-response rate against a 12% consumer-dispute-after-response rate.

Complaints have been recorded across 41 states, led by California with 38 and Illinois with 34. Normalized against the full CFPB collector database, the reputation score of 55.2/100 places Seattle Service Bureau, Inc in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

340

mid-volume (CCDB)

Last 12 months

77

22.6% of all-time complaints

Stable →

States active

41

multi-region footprint

Timely response rate

87%

acceptable band

Consumer disputes

12%

average (vertical avg ~19%)

Reputation grade

D

55.2/100 composite

How does Seattle Service Bureau, Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

55 26th percentile higher than 26% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Seattle Service Bureau, Inc versus the debt-collection vertical average.

Timely response within SLA 87.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 12.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 73.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Seattle Service Bureau, Inc compare to its peers?

How does Seattle Service Bureau, Inc compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Seattle Service Bureau… National average
Complaints (last 12 mo)lower is better
77
106
268
Timely-response ratehigher is better
87%
100%
91%
Consumer-dispute ratelower is better
12%
14%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 95
Took or threatened to take negative or legal action - 60
Communication tactics - 49
Written notification about debt - 36
Cont'd attempts collect debt not owed - 33
False statements or representation - 27
Disclosure verification of debt - 13
Threatened to contact someone or share information improperly - 11
Improper contact or sharing of info - 8
Taking/threatening an illegal action - 7

Where do complaints against Seattle Service Bureau, Inc come from?

Seattle Service Bureau, Inc's own per-state count, not a national baseline.

Top states by complaints against Seattle Service Bureau, Inc

Across 41 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Seattle Service Bureau, Inc contacts you

A grade of D signals how Seattle Service Bureau, Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Seattle Service Bureau, Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Seattle Service Bureau, Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Seattle Service Bureau, Inc? ▼

The most common issue consumers report about Seattle Service Bureau, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 340 complaints filed with the CFPB.

Are complaints against Seattle Service Bureau, Inc increasing or decreasing? ▼

Complaints against Seattle Service Bureau, Inc have been stable. The company received 77 complaints in the last 12 months.

What is Seattle Service Bureau, Inc's reputation grade? ▼

Seattle Service Bureau, Inc has a reputation grade of D (score: 55.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Seattle Service Bureau, Inc respond to consumer complaints? ▼

Seattle Service Bureau, Inc has a 87% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Seattle Service Bureau, Inc operate? ▼

Seattle Service Bureau, Inc has received CFPB complaints from consumers in 41 states, with the most complaints from California (38 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.