Total CFPB complaints
16
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 16 complaints
SCV Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about SCV Inc.
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
8 complaints
- Communication tactics
Communication tactics
5 complaints
- Taking/threatening an illegal action 2
Taking/threatening an illegal action
2 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
B
Grade B · 72.1/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about SCV Inc.?
SCV Inc. has accumulated 16 total CFPB complaints across 10 states, with 0 filed in the most recent 12 months against 16 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Florida with 4 and California with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 72.1/100 places SCV Inc. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
10
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
B
72.1/100 composite
Response-quality profile
How SCV Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 25.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does SCV Inc. compare to its peers?
SCV Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-12 2015-11
Top Consumer Issues
Cont'd attempts collect debt not owed8 (%)
Communication tactics5 (%)
Disclosure verification of debt1 (%)
Taking/threatening an illegal action2 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Communication tactics | Threatened to take legal action | 3 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 1 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 1 |
Where do complaints against SCV Inc. come from?
The states where consumers have filed the most CFPB complaints against SCV Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against SCV Inc.
Across 10 states with at least one filing
- Florida
Florida
4 complaints
- California
California
2 complaints
- Texas
Texas
2 complaints
- Oklahoma
Oklahoma
2 complaints
- West Virginia 1
West Virginia
1 complaints
- Louisiana 1
Louisiana
1 complaints
- Tennessee 1
Tennessee
1 complaints
- South Carolina 1
South Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against SCV Inc.? ▼
The most common issue consumers report about SCV Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 16 complaints filed with the CFPB.
Are complaints against SCV Inc. increasing or decreasing? ▼
Complaints against SCV Inc. have been stable. The company received 0 complaints in the last 12 months.
What is SCV Inc.'s reputation grade? ▼
SCV Inc. has a reputation grade of B (score: 72.1/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does SCV Inc. respond to consumer complaints? ▼
SCV Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does SCV Inc. operate? ▼
SCV Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Florida (4 complaints).
What can I do if SCV Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If SCV Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |