Total CFPB complaints
30
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 30 complaints
Scott Lowery Law Office, P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Scott Lowery Law Office, P.C.
- Communication tactics
Communication tactics
9 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
9 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
4 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
B
Grade B · 65.9/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Scott Lowery Law Office, P.C.?
Scott Lowery Law Office, P.C. has accumulated 30 total CFPB complaints across 16 states, with 0 filed in the most recent 12 months against 30 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 12% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by New Jersey with 6 and Colorado with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 65.9/100 places Scott Lowery Law Office, P.C. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
16
Distinct state filings
Timely response rate
93%
Within CFPB SLA window
Consumer disputes
12%
After company response
Reputation grade
B
65.9/100 composite
Response-quality profile
How Scott Lowery Law Office, P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 23.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Scott Lowery Law Office, P.C. compare to its peers?
Scott Lowery Law Offic… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-09 2017-11
Top Consumer Issues
Communication tactics9 (%)
Cont'd attempts collect debt not owed9 (%)
Improper contact or sharing of info4 (%)
Taking/threatening an illegal action1 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 5 |
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Improper contact or sharing of info | Contacted me after I asked not to | 3 |
| Communication tactics | Called after sent written cease of comm | 2 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 2 |
| Communication tactics | Threatened to take legal action | 2 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
Where do complaints against Scott Lowery Law Office, P.C. come from?
The states where consumers have filed the most CFPB complaints against Scott Lowery Law Office, P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Scott Lowery Law Office, P.C.
Across 16 states with at least one filing
- New Jersey
New Jersey
6 complaints
- Colorado
Colorado
5 complaints
- California
California
3 complaints
- Michigan 2
Michigan
2 complaints
- Oklahoma 2
Oklahoma
2 complaints
- Texas 2
Texas
2 complaints
- Florida 1
Florida
1 complaints
- Maryland 1
Maryland
1 complaints
Frequently Asked Questions
What is the most common complaint against Scott Lowery Law Office, P.C.? ▼
The most common issue consumers report about Scott Lowery Law Office, P.C. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 30 complaints filed with the CFPB.
Are complaints against Scott Lowery Law Office, P.C. increasing or decreasing? ▼
Complaints against Scott Lowery Law Office, P.C. have been stable. The company received 0 complaints in the last 12 months.
What is Scott Lowery Law Office, P.C.'s reputation grade? ▼
Scott Lowery Law Office, P.C. has a reputation grade of B (score: 65.9/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Scott Lowery Law Office, P.C. respond to consumer complaints? ▼
Scott Lowery Law Office, P.C. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.
In how many states does Scott Lowery Law Office, P.C. operate? ▼
Scott Lowery Law Office, P.C. has received CFPB complaints from consumers in 16 states, with the most complaints from New Jersey (6 complaints).
What can I do if Scott Lowery Law Office, P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Scott Lowery Law Office, P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |