Total CFPB complaints
2
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 2 complaints
Scott and Goldman, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Scott and Goldman, Inc.
- Taking/threatening an illegal action
Taking/threatening an illegal action
2 complaints
D
Grade D · 55.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Scott and Goldman, Inc.?
Scott and Goldman, Inc. has accumulated 2 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Threatened to sue on too old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by California with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.2/100 places Scott and Goldman, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
1
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
D
55.2/100 composite
Response-quality profile
How Scott and Goldman, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Scott and Goldman, Inc. compare to its peers?
Scott and Goldman, Inc… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-09 2015-09
Top Consumer Issues
Taking/threatening an illegal action2 (%)
Most common issue: Taking/threatening an illegal action — Threatened to sue on too old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Taking/threatening an illegal action | Threatened to sue on too old debt | 2 |
Where do complaints against Scott and Goldman, Inc. come from?
The states where consumers have filed the most CFPB complaints against Scott and Goldman, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Scott and Goldman, Inc.
Across 1 states with at least one filing
- California
California
2 complaints
Frequently Asked Questions
What is the most common complaint against Scott and Goldman, Inc.? ▼
The most common issue consumers report about Scott and Goldman, Inc. is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 2 complaints filed with the CFPB.
Are complaints against Scott and Goldman, Inc. increasing or decreasing? ▼
Complaints against Scott and Goldman, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Scott and Goldman, Inc.'s reputation grade? ▼
Scott and Goldman, Inc. has a reputation grade of D (score: 55.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Scott and Goldman, Inc. respond to consumer complaints? ▼
Scott and Goldman, Inc. has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Scott and Goldman, Inc. operate? ▼
Scott and Goldman, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from California (2 complaints).
What can I do if Scott and Goldman, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Scott and Goldman, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |